Northern Song Dynasty Justice

Chapter 45 Familiar Recipes

"I wonder if you want to rent a house or buy a house?"

This Chen Maoqian is not like the little Yalang just now, who is young and immature, and directly asks about renting a house when he comes up, which shows that Jiang is still old and hot!

Zhang Fei pondered for a while, and said: "Everyone has an idea, it depends on whether the price is suitable."

Chen Maoqian stroked his beard and said: "If you want to buy a house, the most common house in my hand is about [-] yuan. If you want to bring the front and back courtyards, it will take at least five yuan. One thousand four hundred strings."

Plop.

"Ouch!"

But Li Si slid directly from the chair.

Zhang Fei looked at him awkwardly, "You should stand still."

"Hey!"

Li Si nodded in embarrassment. To be honest, he couldn't sit still.

Fifty-four hundred strings?
Is this a house for people to live in?

Even if Li Si lived for ten lifetimes, he still wouldn't be able to make so much money!
Zhang Fei is very calm, the ancient well is not disturbed, it is not because he is rich, nor is he pretending to be calm, but because he is really used to it, and the feeling of hometown comes to his face again, full of warmth and kindness, and Asked: "How much does a decent house cost?"

It seems that this person is quite rich, so it's not surprising. He can earn [-] guan in one lawsuit. How can he be without money?Chen Maoqian saw that he was understating it, so he was not afraid to scare him, and said: "Then it will cost tens of thousands."

"Tens of thousands." Zhang Fei asked with a smile, "How many people can afford such an expensive price?"

Chen Maoqian nodded and said: "It is true that not many people can afford it. Many officials in the DPRK and China chose to rent a house at the beginning, save money for ten years, and then buy it."

Zhang Fei shook his head and said with a smile: "After saving for ten years, this person is old. How long can they enjoy it? Wouldn't they borrow money to buy it? You know, buy it early and enjoy it early!"

Chen Maoqian nodded and said: "There are also borrowed money to buy, and there are not a few of them. After all, there is a lot of money, and they may not be able to afford so much money for a while."

Zhang Fei asked again: "But with so much money, will they still have to pay the interest?"

Chen Maoqian hurriedly said: "Even if they borrowed money to buy it, they would not go to those pawnshops to borrow it. Who would pay the interest there? Unless it is urgent or there are connections, they usually go to relatives and friends. Borrowing, although most of them also require interest, but it is much less than pawnshops!"

Zhang Fei said: "In other words, there are still many people who want to buy a house."

Chen Maoqian said with a smile: "If you have money, who doesn't want to buy it! In fact, there have always been more rented houses, but in recent years, the situation has changed slightly. Because before the court officials were sent to various places as officials, they chose to rent houses. To be more cost-effective.

But in recent years, many officials' families have been officials for three generations, or brothers are officials. There will always be someone who stays in the capital, and they will think about buying a house. "

Zhang Fei said: "But I heard that the salaries of officials in the court are quite a lot. If they are officials for three generations and brothers are officials, they should all be able to afford it."

Chen Maoqian suddenly looked at Zhang Fei suspiciously, and said, "May I ask, are you really here to see the house?"

Zhang Fei nodded and said with a smile: "Of course, it's just that I also want to do this loan business recently. Since so many people want to buy a house and are short of money, why not lend money to these people."

Lending money to buy houses?How much money does he have?Chen Maoqian trembled in his heart, and said: "This is not dozens of guan, hundreds of guan, but tens of thousands of guan, who would dare to lend such a large amount of money, and who is willing to repay such a high interest at the same time? I dare not say that there are none at all, but it is not much.”

"That's true."

Zhang Fei nodded with a smile, and said, "It seems that this business is worthless!"

Chen Maoqian said with a chuckle: "If someone dares to borrow and the interest rate is relatively low, the business must be good, but the risk is too high."

"That is! That is!"

Zhang Fei nodded again and again, "What about renting a house?"

"Renting a house is the same as buying a house. It also depends on the location. For housing, a remote place is about [-] yuan. Here in Bridge City, there is no pure housing. There are either shops facing the street, or upstairs and downstairs. The first floor is a shop, and the second floor is a shop. The first floor is housing, and the monthly rent is about [-] guan, which can be said to be the most expensive area in Bianjing, but if it is a little more remote, there are also seven to eight guan."

Bridge City is a place where bulk goods are traded, and those who do business here are rich and wealthy gentry, and the rent is of course expensive.

Zhang Fei couldn't help thinking, twenty pennies a month?I have a total of [-] strings, which is not enough to rent for two years.

In fact, four hundred guan is a lot, and it is enough to lie flat for a few years in Bianjing, but there is one thing, that is, you can't rely on the house price, that is really self-defeating!

Zhang Fei said: "I have no intention of coming here to do business. I hope to rent a small house with a front and back yard. It doesn't need to be in a busy city. It doesn't matter if it's remote. The best rent is about ten yuan a month. I just can't afford it."

"A small house around ten guan?" The gap in Chen Maoqian's heart can be imagined, just now he was still talking about the mortgage business, and in a blink of an eye, a small house worth ten guan is really incomprehensible, but he is also an old man, He didn't show it, thought for a while, and said: "If you really don't care about this location, I might be able to help you find it."

Zhang Fei said: "I don't care about the location, but it doesn't mean I'm willing to live in a refugee camp. Safety is also important."

Chen Maoqian nodded and said, "Of course."

Zhang Fei hesitated for a while, then said: "But I may not be able to rent."

Chen Maoqian said with a smile: "It is up to you to decide whether to rent or not, but you have to send someone to help you find it for a small shop, so you have to pay one hundred coins first. If you don't rent it, the money will not be paid." back."

"Very reasonable!"

Zhang Fei nodded and said: "But what I mean is that I also have the idea of ​​buying a house, but I have to do the math first to see how to operate it is more cost-effective. The interest that the bank can give, I will go back and calculate carefully, and then make the final decision."

Chen Maoqian thought for a while, and said: "Actually, the house price in Bianjing is not a secret. I can ask someone to write a copy to you. As for the interest of the surrounding pawn shops, I can only tell you what I know. Probably not very accurate."

Zhang Fei hurriedly cupped his hands and said, "Thank you! Thank you!"

Chen Maoqian himself wrote a price list to Zhang Fei, that is, some median prices. After all, there is no specific statistics at present, and the average price cannot be calculated, and he will not give him the real price of the house in his hand.

Zhang Fei also signed an employment contract with him, and for some reason, Chen Maoqian reviewed this contract more than ten times before handing it over to Zhang Fei.

Then Zhang Fei paid another 110 Wen, and the ten Wen was the handling fee.

Except for the imperial court, the handling fee for this room is the most expensive.

"Third brother, ten pennies is too expensive. There are only two of us, so we don't need to live in a big house!"

Li Si said to Zhang Fei in a low voice.

He really couldn't accept the price in his heart.

At the beginning, it was ten pennies that almost killed him!
After learning about the housing price, he realized why his own life was worthless, it was only the price of a piece of wood, and he really couldn't afford more.

But Zhang Fei didn't seem to hear it, and continued to walk forward with his head buried in the river. Li Si hurriedly held Zhang Fei with one hand, "Third brother."

"what!"

Zhang Fei was startled suddenly, looked up, and saw that he had already walked to the bank of the river, and couldn't help being frightened into a cold sweat, panting slightly: "Li Si, thank you."

Li Si asked: "Third brother, what are you thinking?"

Zhang Fei frowned, "I was wondering if I should sing a big show for them, but it's a pity that I'm given too little time, it seems that I can only make up with my mouth."

Chen Maoqian, who sent them to the door, watched them go away, and was just about to go back to the store.

"Uncle!"

Just now that little Yalang jumped out from behind and asked curiously, "Uncle, what is the origin of that man?"

He has been living in Bianjing since he was a child, and he still has a bit of eyesight. He can recognize rich and noble families at a glance, and those two people just now are definitely not the children of officials.

Chen Maoqian glared at him, "Do you know that you almost got into a catastrophe just now?"

"what?"

Xiao Yalang looked at Chen Maoqian in fear, and said in a trembling voice, "Who is he?"

Chen Maoqian said: "The man of Erbi."

"The man of Erbi?"

Xiao Yalang was suddenly confused, scratched his head and said, "What's so scary about that?"

At present, the Erbi people are somewhat similar to the Yaren, and they all rely on their mouths to eat. However, today's Erbi people are far inferior to their Yaren, especially Fang Ya. Compared with social status, ruthlessness, and connections, Erbi There is nothing that can compare to a tooth.

What kind of person is the pen, I am Bianjing Xiaoyalang, and I am right.

Chen Maoqian said: "He is not an ordinary Erbi guy."

Suddenly, Xiao Yalang was shocked, "Could it be that he is Zhang Sanlang from Dengzhou?"

Chen Maoqian nodded.

He went to Kaifeng Mansion to have a look that day, so he knew Zhang Fei.

Xiao Yalang groaned, "It turned out to be him!"

But speaking, he curiously said to Chen Maoqian: "But my nephew heard that this man has offended many high officials in the court, and now he cannot protect himself, so why should uncle be afraid of him?"

This guy is definitely well-informed.

Chen Maoqian slapped him on the head directly, and reprimanded: "How does the old man teach you usually, 30 years in Hedong, 30 years in Hexi, don't look down on people with dog eyes, besides, he is not finished yet, he still lives In Xu Shisi's house, who can guarantee that he won't stand up in the future."

That little Yalang covered his head, not daring to say more.

Chen Maoqian said again: "I will entrust you with this deal. Remember, I don't have five hundred pennies for you to pay for."

Xiao Yalang panicked and said: "Uncle, since this person is so powerful, why don't you send Uncle Six and the others, my nephew is afraid..."

Chen Maoqian said: "If you are afraid, be cautious and get rid of the bad habit of carelessness."

"Nephew knows." Xiao Yalang nodded aggrievedly.

(End of this chapter)