I earn really hard money

Zhou Shiliu finished talking with He Xia on the phone, and when she was about to reply to her grandfather, a call came in from her grandfather's son, and she had to answer it first.

"Chairman of Shiyuan Group, why do you have time to call me? He won't even look for you, right?"

The father and daughter don't have much contact in normal times, so Zhou Shiliu was quite surprised by his father's call.

"Cough, girl, what are you talking about? I even looked for something? Are you busy?"

Zhou Yuanmin was puzzled when he heard his daughter's words.

"Huh? Oh, no? That's fine, what do you want from me?"

Zhou Shiliu saw that his father didn't know, so he probably didn't know about it, so he didn't mention it anymore.

"Do you have time tomorrow? Come over to the company and want to talk to you about something."

Zhou Yuanmin didn't ask any more questions, and said calmly without obvious emotional fluctuations in his voice.

"Tsk, I'm sorry, Dad, I really don't have time tomorrow. A friend came to study in New York from the capital, and I have to do reception work. What's the matter, let's talk on the phone."

Zhou Shiliu felt a little puzzled in his heart. In the past, his father only asked him for one thing, pay attention to safety, his own safety and property safety. He rarely spoke in this tone, which felt weird.

"He Xia's cousin, right? Speaking of this... have you been in touch with He Xia recently?"

Zhou Yuanmin was looking for a relationship with the New York University quota before, and naturally he knew the ins and outs of this matter very well, but he was very happy, because the strength of H·E Investment Company is not weak even in the beautiful country.

Under normal circumstances, it is not easy to establish a good relationship. If you actually ask your daughter for help, you will naturally do your best, and it can be regarded as a good relationship.

Zhou Shiliu frowned slightly, and asked suspiciously: "Dad, what are you going to say to me, isn't it the same thing as my sister?"

She suddenly felt that the tone of her father talking to her was a bit like urging Zhou Shiyu to find a boyfriend. This is not a good sign!
"No no no, of course not, you haven't even graduated from college, so you can't talk about it, haha, and I also promised your sister that I won't rush her in the near future, and finally coaxed her to come to the beautiful country for Christmas, Haha, in a blink of an eye, it's been two years since we celebrated together..."

Zhou Yuanmin has nothing to do with his two daughters. The older one is obsessed with academic research and has no desires, and the younger one is influenced by the weird thoughts of the beautiful country, and he is even more deviant. He doesn't bother to talk about it.

Zhou Shiliu secretly heaved a sigh of relief: "That's good... yes, there is still one week before Christmas, and this year will you still go to your mother's farm?"

"Of course, go there, it's clean, New York is too crowded and noisy!" Zhou Yuanmin's tone was a little helpless and tired.

Zhou Shiliu's mother's farm is in Missouri, more than 100 kilometers east of Kansas City, next to the Missouri River, with lush water, grass and fertile land.

"Hey, I changed the subject by you. Apart from contacting Deng Weiwei about going to school, have you been in touch with He Xia recently?" Zhou Yuanmin asked after recovering.

Zhou Shiliu knew what his father was thinking, and said seriously: "There must be a connection, but Dad, He Xia and I are buddies, don't think about it!"

"I know, I know, you are really sensitive!" Zhou Yuanmin shook his head and laughed.

"However...Dad, He Xia invested in my sister's laboratory recently. If you really have any ideas, you can try to make my sister take the initiative. Maybe there is hope."

Zhou Shiliu made a suggestion with a sly eyebrow.

"Your sister is excellent in reading. As for the relationship between men and women... I think it's better to forget it, and don't make things difficult for her. Just let nature take its course."

Zhou Shiliu was a little surprised when he heard his father's words: "Hey, why did the chairman suddenly figure it out? Isn't this too rare?"

Accepting traditional ideological education, Zhou Yuanmin has always believed that marriage is very important for children, but with the changes in life and cultural environment, and the influence of other things, he feels that as long as the children are happy, it is enough, whether they get married or not. unimportant.

Anyway, the family business I created is enough for the two daughters to live comfortably for a lifetime.

"Cough...don't talk about your sister." Zhou Yuanmin changed the subject and asked, "Girl, do you still have a lot of money recently?"

"It's not right, it's absolutely not right, the chairman is actually concerned about my financial situation... Don't worry, I just made a fortune, hehe, I'm well off!"

Speaking of money, Zhou Shiliu is very happy, this is one of the two things she is most proud of.

The first thing is my physical fitness, which is not bad even if I put it among boys, so I can get rid of the image of a weak woman. The second thing is to achieve financial freedom during college and have a lot of time to do what I yearn for in the future.

"Hmm..." After hearing what his daughter said, Zhou Yuanmin asked again with some hesitation: "Affordable? How wide?"

"Oh, Dad, why did you check the accounts? I never cared about how much money Shiyuan Group made. Don't ask, it's my little treasury!"

Zhou Shiliu said arrogantly.

"Hey, Shiliu, it's not checking the accounts, it's... If you have a lot of money, I might need your help to lend me a sum of money from the bank." Zhou Yuanmin said a little embarrassed.

Calling to borrow money, this is Zhou Yuanmin's real purpose...

"What?" Zhou Shiliu was stunned, and couldn't help but asked back, and immediately realized, and hurriedly said: "Dad...you, the group's finances are in trouble?"

As she said, she doesn't know anything about the financial situation of Shiyuan Group, but if it is said which city has the most luxurious Shiyuan Hotel, it is clear...

Sitting in the office, Zhou Yuanmin squeezed his forehead with a depressed expression, and said, "I know you have never been interested in the business of the hotel group, so I haven't told you about it. The specific situation is very complicated. What needs to be resolved now is the settlement of bank debts. "

"Dad, first of all, it's definitely not that I don't want to take out a loan to let you pay off your debts, but I just want to ask, did the bank not negotiate a solution?" Zhou Shiliu studied economics and has no contact with the business of the old father group, so he still knows the basics.

After the debt is due, the bank will negotiate with the borrower. If there is difficulty in repayment, the repayment plan can be modified and additional repayment time will be provided. For reputable groups, the bank is still very lenient.

"It was due at this time last year, and it was negotiated at that time. An extra year was given, and of course the interest had to be calculated...Although there are still two weeks left before the end of the year, I can tell you about this year's business plan in advance. In terms of revenue, excluding the fourth quarter, the group lost $[-] million..."

Shiyuan Group has been established for more than ten years. In 15, it began to emerge in the field of high-end hotels. At first, it went smoothly when it was small. Billion dollars!

When it was about to squeeze into the top ten valuations of global franchised hotel groups, the outside world seemed to have negotiated, and all kinds of pressure poured into Shiyuan Group like a confluence of rivers.

The gun not only hits the first bird, but also the hardworking and progressive bird...

Since [-], the revenue of Shiyuan Group has dropped sharply. Hotels in various places will be targeted and squeezed by other groups in the same industry. Yes, a loss of [-] million dollars.

The [-]th year has not yet passed, and the losses in the first three quarters have exceeded the [-]th year.

From the most glorious market value of [-] billion in [-] to now, two years have passed, and the institutional evaluation is based on multi-dimensional evaluations. Shiyuan Group has only half the market value of its heyday...

But it doesn't matter, it can be regarded as a return of value, but the backlog of debts is real money that must be repaid.

"I have mortgaged the hotels in Tokyo and Seoul, and I can still get money through the mortgage, but the difference is not much, so I don't want to continue to mortgage, so as not to expand the negative impact."

Zhou Yuanmin explained the current situation to Zhou Shiliu clearly, if it was much worse, he would definitely not come to talk to his daughter.

"Where is Mom?" Zhou Shiliu asked subconsciously.

"Your mother mortgaged [-] mu of farmland to the bank. How dare I always ask her for money..." Zhou Yuanmin lit a cigarette and took a puff.

Zhou Shiliu’s mother runs a farm from Kansas. She seems to have gone to the beautiful country to become a farmer, but she is actually a big landlord with more than 6 mu of farmland under her name. Except for the farm she runs herself, all of them are rented out to local people for planting and breeding.

Not only is the income considerable, but overall it is more secure than Zhou Yuanmin's hotel group, which guarantees income during drought and flood. Even if it suffers from natural disasters, it only needs to reduce or exempt some taxes based on humanitarianism, and still make money.

Shiyuan Group is different, with loan expansion, peer squeeze, and high debts, it is very uncomfortable...

Zhou Shiliu rolled his eyes: "When encountering such good things, you will think of me, why don't you look for your obedient and obedient girl?"

"Shi Yu? Damn, you don't know her yet? Studying, making money...I hope to see a major breakthrough in the laboratory in my lifetime." Zhou Yuanmin didn't hold out any hope at all.

"Speaking of how much money is owed to the bank, and how much do I want to borrow?" Zhou Shiliu asked reluctantly. God knows if he can get back the money, and it's okay if he doesn't...

Zhou Yuanmin said: "This debt is a total of 2000 million US dollars including interest, and there is still a shortfall of 3000 million US dollars. How much can you help me borrow? I will collect the rest from other places. If it is impossible, I will mortgage it again. If a small office building goes out, those guys can't be allowed to buy shares!"

There are quite a few people who take advantage of the fire to rob. Not every competitor is like He Xia, who must make the Wang family disappear. More often, they are like Pilias, just to annex and expand the territory.

Zhou Shiliu frowned after hearing what his father said, and asked, "Who are those guys?"

"Some annoying guys, don't ask, there are two more after this debt is paid off, but it can still be delayed, it's good to survive the extraordinary period, fortunately all projects this year have been suspended, otherwise... far away Well, girl, what do you say?"

Shiyuan Group is no better than H·E Investment Company, with a shockingly high debt ratio.

Zhou Shiliu tapped her fingers on the computer, and curled her lips helplessly: "Don't mortgage it, I will lend you 500 million dollars, and you can figure out what to do with the remaining 500 million dollars!"

"Twenty-five million? Dollars? Cash?"

Zhou Yuanmin didn't react for a while, and directly asked three consecutive questions.

"Ang, of course it's cash!" Zhou Shiliu was very arrogant.

"Shiliu, where did you get so much money?"

Zhou Yuanmin put out the cigarette butt, and asked in great surprise, he knew that the second daughter could make money, but he never thought that he could make money like this, and if he didn't ask for more than half a year, the small treasury of two or three million dollars turned into more than 300 million?

Usually, the working capital reserve within the group is only 500 million US dollars, and my daughter can take out [-] million US dollars at once, which is really a little frightened.

"You're not going to do anything that violates the securities laws, are you?"

It turns out that even the parents of billionaire families are horrified by the sudden wealth of their children.

"Don't ask so many questions!" Zhou Shiliu didn't want to explain. At the moment, she was the one paying the money, her back was tough, and she said imposingly: "Old Zhou, do you want it or not? You can agree, ten points a year in interest!"

"Ten o'clock..."

Zhou Yuanmin was originally immersed in the astonishment that his daughter had earned more than 2000 million dollars, but what he said later made him dumbfounded.

If a general commercial loan is only for one year, it will be five or six points to death, and it will be lower if it is longer, and it will be ten points if you open your mouth. It is really a daughter.

"Comrade Chairman, all my money is in the stocks, and I will not hesitate to cut my flesh in order to repay the debt. You can compensate me a little, isn't it too much?"

Zhou Shiliu was full of nonsense looking at several profitable stocks.

"There are still three days before the time limit for repayment. Don't worry about cutting the flesh, haha, girl, you have helped me a lot. The remaining 500 million dollars are easy to handle!"

Zhou Yuanmin was very happy. He didn't expect that his daughter who just graduated from university could help him solve his urgent needs, and he felt very relieved.

"Don't worry about my affairs here, just send me an account and I'll transfer it tomorrow."

The stock market has closed today, and if you want to sell it, you have to wait until tomorrow.

After the matter was settled, the father and daughter hung up the phone, Zhou Shiliu saw the account number sent by his father, heaved a long sigh, and complained: "He Xia's crow's mouth is really amazing!"

Although he didn't lose money from the stock market, his small coffers were emptied in a blink of an eye, leaving only more than 100 million US dollars as a base.

"I hope the group's performance will improve next year... No, even if it doesn't improve, I will get my money back! Yes, I will ask my mother for money during Christmas..."

Thinking to himself, he threw the phone aside and immediately picked it up again, almost forgetting to call grandpa back.

In the villa in the capital, the old man of the Wang family and Grandpa Zhou Shiliu were chatting in the living room, and the atmosphere was a bit weird.

"That young man He Xia... had drank milk from his dairy company before. Why, for some reason, he suddenly cut off his supply. It turned out that he went overseas. It's really unexpected."

The old man of the Zhou family pretended to be confused while pretending to understand, and shook his head endlessly.

The old man of the Wang family sighed slightly: "Old Zhou, to be honest, I have also drank milk from Xia Tian Dairy Industry, and now that I think about it... ah, the taste is really good. It is a pity that such a good dairy company moves away. It is a pity. It's..."

"Yeah, it's a pity..."

Before the words were finished, the phone rang. After Zhou Shiliu answered the phone, he conveyed the words to the old man of the Wang family.

The old man of the Wang family remained silent, patted Grandpa Zhou Shiliu on the shoulder, got up and left the Zhou family.

He wants to take advantage of his lifetime to train Wang Zaiye's cousin to inherit the Wang family, but he needs to be taught that not everyone can mess with him...