What if I have some money as an online car-hailing driver?

Chapter 258 The details of the Jiang family, 300 billion gold fraud

Yang Chen must have been very anxious about calling himself in the middle of the night to explain the matter.

Qiu Yuhong also hurriedly asked someone to collect information about the Jiang family in Jinling overnight.

After eleven o'clock, Qiu Yuhong finished summarizing the news and sent it to Yang Chen.

The main investment industries of the Jiang family are as follows:
Listed company.

Jinling Mining holds 52% of the shares and is worth about 80 billion.

Zijin Mining holds 12.5% ​​of the shares, worth about 23.8 billion.

Jinling Nonferrous Metals holds 9.9% of the shares and is worth about 20 billion.

Suzhou Bank holds 3.6% of the shares, worth about 18 billion.

non-listed company.

Jinling City Investment holds 4.9% of the shares, and the major shareholder is Jinling State-owned Assets Supervision and Administration Commission, with a valuation of about 8 million.

Jinling Development holds 4.9% of the shares. The major shareholder is Jinling State-owned Assets Supervision and Administration Commission, with a valuation of about 6 million.

Jinling Phoenix Gold Jewelry Co., Ltd. holds 90% of the shares and is valued at about 30 billion. The remaining 10% of the shares are divided among 15 other companies and natural persons.

Jinling Tanbao Group holds 100% of the shares and is valued at about 20 billion.

Jinling Jiang's Investment Holding Group, 100% holding, is also the main company used by the Jiang family for foreign investment.

There are about 50 other large and small investment industries, but the scale is not large, and the total value is estimated to be about 5 million.

But there was a problem that caught Yang Chen's attention, that is, Jinling Phoenix Gold Jewelry actually had a mortgage loan as high as 300 billion, and the company's pledge to banks and other financial institutions turned out to be 999 fine gold nuggets.

Calculated according to the market price of gold, about 85 tons of gold are needed for so many mortgage loans.

The total gold reserve of Longguo is more than 1900 tons, the annual consumption is maintained at about 1000 tons, and the annual output is maintained at about 300 tons.

A little-known private company Jinling Phoenix Gold Jewelry can actually take out as much as 85 tons of gold to the bank as a mortgage loan. Is this a bit abnormal?
Compared with the reserves, consumption, and output of Longguo gold, 85 tons of gold is an astronomical figure for a private gold store.

Let's put it this way, according to the comparison of sales scale, turnover, net profit and other factors, if Jinling Phoenix Gold Jewelry can take out 85 tons of gold as collateral, such as Longguo Gold, Laomiao Gold, Laofengxiang Gold and other well-known brands, each Everyone can easily take out 300 tons of gold as collateral with the bank. Isn't this obviously a problem?
Yang Chen continued to look down.

Jiang's holding group is launching a fierce attack on two listed companies recently, one is Changhua Development and the other is Jiuhuan Group.

These two companies are currently in a state of reorganization. It seems that the Jiang family wants to take the opportunity of this rectification to hold these two companies.

However, in order to strategically invest in listed companies, there must be sufficient funds.

To control these two companies, the Jiang family needs to prepare about 270 billion funds.
Jinling Phoenix Gold Jewelry used 85 tons of gold to mortgage 300 billion with banks and other financial institutions, and the Jiang family holds 90% of the company's shares, which means they can get about 270 billion of funds, which is not just enough for the development of Changhua Holdings. And Jiuhuan Group's funding needs?

Yang Chen smiled slightly, he had already guessed the Jiang family's plan.

As long as the Jiang family controls Changhua Development and Jiuhuan Group, they can use the assets of these two listed companies to redeem the 85 tons of gold from banks and other financial institutions.

In this way, they didn't spend a penny, and they controlled two listed companies for nothing.

If the China Securities Regulatory Commission finds that they have misappropriated the assets of the two listed companies, the general penalty is a fine of 60 yuan, a notice of criticism, and an order to return the misappropriated assets of the listed companies.

Precisely because the China Securities Regulatory Commission imposes no pain or itching on the penalties in this regard, many controlling shareholders of listed companies are not afraid of being punished at all, and they embezzle as much as they want, and make fakes when they need to.

If the China Securities Regulatory Commission does not find out, then they can continue to use it like this. After dividends and making money, they will redeem a little bit every year. One day they will be able to compensate the assets of these two companies, thus realizing their plan of empty hands and white wolves, and It's still a trick to trap two wolves at once. This method is really clever.

From these analyses, it can be seen that the purpose of the Jiang family's mortgage of the 85 tons of gold was not to defraud money, but to control the two listed companies.

After controlling the two listed companies, redeem the 85 tons of gold.

This brings up a very important question, that is, whether the 85 tons of gold was given to the bank, or whether the 85 tons of gold is real or fake, it doesn’t really matter, as long as they can redeem it on time, the bank will pay Just get the interest you deserve.

However, judging from the fact that they mortgaged 85 tons of gold, they should have made fake gold to banks and other financial institutions, otherwise those institutions would not be able to foolishly give them money.

As long as the 85 tons of fake gold are exposed, the Jiang family has committed a serious crime.

The 300 billion fraud case is enough for many members of the Jiang family to go in and reform.

However, Yang Chen still needs to know what is the agreed redemption condition between the price reduction and the bank.

If the two parties agree to use 300 billion as the standard, as long as the Jiang family repays the 300 billion funds and interest, the 85 tons of gold will be returned to them, then there is no room for manipulation.

If the two parties agree to use the real-time gold price as the standard, and the Jiang family needs to repay 85 tons of gold according to the current gold price, then Yang Chen will have room to maneuver.

As long as they find a way to make the price of gold rise sharply, the 300 billion funds mortgaged by the price reduction will not be able to buy 85 tons of gold, so they have to pay for it themselves.

This also means that the higher the price of gold rises, the more money the Jiang family needs to post.

for example.

Jinling Phoenix Gold Jewelry mortgaged 85 tons of gold in exchange for 300 billion funds at an average price of 353 yuan/gram, while the current gold price is 365 yuan/gram.

If it is the second redemption condition, the company has lost 10 yuan per gram.

Yang Chen hurriedly called Qiu Yuhong and ordered him to check the content of the mortgage contract between Jinling Phoenix Gold Jewelry and the bank to see how the two parties agreed on the redemption conditions, whether it was based on 300 billion or the current price of gold .

Qiu Yuhong hurriedly ordered SHIELD Security Group and Jinling Branch to investigate.

Because this requires buying insiders of the bank to see the contract, there is no reply until two o'clock in the afternoon.

Qiu Yuhong sent some photos to Yang Chen, all of which were the mortgage contracts between Jinling Phoenix Gold Jewelry and many banks and financial institutions.

Among them, the agreed redemption condition is to redeem the 85 tons of gold according to the real-time gold price.

Yang Chen was immediately overjoyed, which meant that as long as the price of gold rose, the Jiang family would need to give more money.

Before the price of gold was 355 yuan/gram, to redeem 85 tons of gold, you only need to give the bank 300 billion funds.

If the price of gold rises to 500 yuan/gram now, the Jiang family needs to pay 85 billion to the bank to redeem 425 tons of gold.

From such a comparison, it can be seen that the rise in gold prices has had a huge impact on the Jiang family.

However, as a global hard currency, the rise and fall of gold prices cannot be determined by one or two people. Apart from the gangsters on Wall Street, only the governments of the United States and other countries can regulate the price of gold through some policies.

It is obviously impossible to ask the governments of various countries to regulate the price of gold, and it is obviously unrealistic to ask the Wall Street giants to be bullish on the price of gold. Yang Chen does not have the ability to ask them to do something.

Therefore, there is only one way left now, and that is to cause accidents in major gold mines around the world, which will lead to an emergency in global gold production, reduce the supply of gold in the international market, and the price will naturally go up.

It will take some time for the gold mine to resume normal production, and Yang Chen can use this gap to get rid of the Jiang family.

Just do it, Yang Chen immediately sent an order to Qiu Yuhong.

Yang Chen repeatedly emphasized that the main purpose of this operation was to delay the production of the gold mine.

After Qiu Yuhong understood Yang Chen's true meaning, he immediately contacted and started preparations.

There is no way, more people means more power, as long as you don't do too much, you can do whatever you want, and it is not difficult to manipulate the price of gold.

Yang Chen has already made all the preparations, just waiting for Jiang Anbang to do it.

In order to create a chance for Jiang Anbang to do something, Yang Chen even deliberately found an excuse to delay for two days.

When Wang Anshuang came to Jinling City, Yang Chen contacted the two young masters of the Ning family to go to the third-ranked gambling stone workshop in Jinling City - Cuishizhai at night.

Ning Shaolong received the news and felt that tonight was the best time to act.

Once Yang Chen returns to Haicheng tomorrow, it will be difficult to do it again.

Ning Shaolong quickly sent a message to Jiang Anbang.

"At ten o'clock tonight, we will go to Cuishi Zhai to play. I will try my best to delay the time until the early morning, and take them through the area to be demolished in Liujia Village. That area is full of ruins, and there is no one in the surrounding three miles. We are there. Do it."

Jiang Anbang responded quickly.

"Okay! After tonight, you will be the only successor of the Ning family. Congratulations."

Ning Shaolong was so happy that he almost took off, and quickly replied: "Thank you. I will remember Mr. Jiang's kindness, and I promise you the benefits, and I will never give you less. In the future, the two of us can cooperate more and make money together."

Jiang Anbang replied: "Haha... no problem! In the future, when we both become patriarchs, we can let the two cooperate more and make a lot of money together."

The two elders are now thinking about the better days in the future.

At ten o'clock in the evening, Yang Chen and the others arrived at Cuishi Zhai.

As the third largest gambling stone workshop in Jinling City, the business here could not be compared with Tanbao Pavilion and Emerald Pavilion, but because of the bad reputation of Tanbao Pavilion, some of the regular customers there transferred to Cuishizhai, so Business here has also improved.

No, the venue, which was not very spacious, now looks particularly crowded.

There is no big family behind Cuishi Zhai. Behind the scenes is Fukang Jewelry Co., Ltd., and Fukang Jewelry is a subsidiary of the listed company Fugui Gold.

From this point of view, their background is strong enough.

No, not long after Yang Chen and the others arrived, the store manager Zheng Kangjun came out to chase away people.

Because there are a lot of players, Zheng Kangjun didn't rush out blatantly, but said that Yang Chen and the others had a bad relationship with Tanbaoge, and Cuishizhai was relatively weak, so they didn't want to have any misunderstandings with Tanbaoge and the Jiang family, so they were not welcome. Yang Chen and the others are playing here.

Ning Shaolong was the most excited person, he had to drag Yang Chen and Ning Shaoqing until two or three o'clock in the morning to pass through the demolition area.

If he was driven away by Zheng Kangjun now, how could it be delayed until then?
Ning Shaolong immediately said: "Manager Zheng, what do you mean by this? Cuishi Zhai is open for business, and no one who can win is allowed to come. You can only allow others to count the money here, right?"

Ning Shaoqing: "If you don't follow the rules of the rivers and lakes like this, then we won't follow the rules of the rivers and lakes with you. If you don't let us play, then don't let others play, and don't open your Cuishizhai, it will be closed. Bar."

Zheng Kangjun: "The two young masters of the Ning family, why make things difficult for our small shop? I am also showing a shop to others, so what's the point of making it difficult for me as a worker?"

Ning Shaolong: "It's not that we're embarrassing you, it's you who are embarrassing us. We brought our friends over to play, but why are you driving them away? You don't save us any face, and you say we embarrass you?"

Ning Shaoqing: "Shop Manager Zheng, we don't talk nonsense to you. Today, oh, no, it should be from now on, either Cuishi Zhai will close down, or let us have a good time. Pick one yourself .”

Zheng Kangjun: "It's boring for you to do that. I'll just call Mr. Huang."

Ning Shaoqing: "Fuck me, who are you scaring? Don't say you called Huang Zhouyuan, you just called Wang Shicheng, the chairman of Fugui Gold, and I said what I just said. You can figure it out."

At this time, other players also booed and supported the two young masters of the Ning family.

"Store Manager Zheng, you are open for business. As long as the customers can afford the money, you have no reason to drive them away."

"That's right! You drive people away because they have a unique vision. Co-authoring means not allowing others to win. You can only keep losing money like us."

"If you play like this, then we won't come here anymore. I hate people who can't afford to lose and sit in the dealership. It's embarrassing!"

……

Zheng Kangjun is not strong enough, and he is unwilling to pay the price, and still wants to get things done. How can there be such a good thing?
If he was as sensible as Cheng Shengjun over at Jade Exchange, and directly sent a check to beg for mercy, Yang Chen and the others would feel embarrassed and have to mess things up, right?
But this old boy actually came out to drive people away, they are all people who come out to mess around, whoever steps on the horse doesn't want to show face, you come out to chase people, I will give you face?
Taking advantage of Ning Shaolong and Ning Shaoqing's entanglement with them, Yang Chen has already looked at all the stones, and said loudly: "Everyone, don't waste money, these stones are all empty. Ma De, the capitalists have no They are so black, so every stone has to be screened by an instrument, and only released for everyone to play after confirming that there is no stock. Although betting on stones is a game of luck, it is no different from gambling with money, but at least you have to give some hope? This is better than lottery tickets The first prize is still tough, although the first prize is difficult to win, but at least there is a first prize. They don't even have a consolation prize, and they are blatantly cheating money."

The Jinling stone gambling community already knows how powerful Yang Chen is in the Treasure Pavilion.

He said that the stones in Cuishi Studio are all empty, so there will be absolutely no fakes.

"Fuck me, Zheng Kangjun, you are too ruthless. The lottery still has a chance of winning the first prize. You are directly depriving all the possibilities of winning the lottery. You are blatantly cheating us of money."

"It's not shameful to make money, but the shameful thing is that you have no bottom line at all. Anyway, leave us one that is in stock, and don't keep one, thanks to you for doing such a thing!"

"Give me back my money! I lost no less than 5000 million with you, so pay me back immediately, or I will bring someone over to smash your place tomorrow. Don't think that there is a listed company behind you to be arrogant, I am not afraid They! Grass!"

"Brothers, talk to him! Tomorrow, I will bring people over here and smash it together. I will see if the listed company behind him dares to come forward. Do they still want to keep the stock price and dare to face us?"

……

Zheng Kangjun panicked immediately, and hurriedly said: "Don't listen to his nonsense, how could he be sure that so many stones are empty? What basis is there?"

"He just raided the Treasure Pavilion a few days ago, don't you know?"

"I saw it with my own eyes. I just switched from the Treasure Pavilion to play here. He said that the rest of the stones are empty. I believe it 100%!"

"It's simple, it's really not good, you just cut up these stones in front of us like Tanbao Pavilion to prove your innocence."

'Yes!Do you dare to cut these stones? '

……

Zheng Kangjun: "That must not work! The total value of the stones here is 2 million. I cut them all, who will bear the loss?"

"If it's all empty, you bear the loss yourself. If it's in stock, we'll chip in to compensate you. Brothers, do you dare to play this big one?"

"Haha... dare! I have seen Brother Chen's performance in Tanbao Pavilion with my own eyes, how dare I?"

"Today, let's also experience the feeling of mopping up! Zheng Kangjun, come on, cut it open and show us."

……

Whether there is anything in these stones, Zheng Kangjun knows in his heart.

He definitely didn't dare to cut it open, everything would be exposed.

But it won't work if you don't cut it. Everyone will definitely think that he is a guilty conscience and dare not cut it. They will also think that these stones are empty stones that have been screened by instruments.

Now the situation is really in a dilemma, Zheng Kangjun doesn't know what to do.

It must not be cut if it is cut, once it is cut, there is really no way to explain it.

Now I can only pretend to be stupid and not admit it, nor cut it open.

"If everyone is willing to play, then spend money to buy these stones and cut them to see the result. We are only responsible for providing the venue and rough stones, and we will not participate in the gambling of stones. Therefore, I am sorry for your request. Today we Cuishi Zhai is going to conduct a temporary fire drill, so it will be closed here for the time being. Please bear with me, all distinguished guests, please come back. Come and see off the guests!" Zheng Kangjun said with a straight face, and then left the scene directly, and handed it over to the inspector People drive away guests.

Now that they have aroused public anger, they still want to send all the guests away by driving them away. Isn't that a joke?
"I won't leave today, let me see what you can do to me?"

"Come on, try to touch me and see if I dare to bring someone to smash your place tomorrow and it's over."

"If the deceit is exposed, you want to drive him away? It's a dream!"

……

Some of these players are well-known people, and the forces behind them are quite complicated. They are not afraid of Fugui Gold, a listed company, so they dare to compete with Cuishizhai to the end.

Seeing that the matter could not be resolved, Zheng Kangjun could only call Huang Zhouyuan, the general manager of Fukang Jewelry, for help.

Huang Zhouyuan hurriedly called Wang Shicheng, chairman of Fugui Gold, to report the situation, and asked for instructions on how to deal with the Ning family and those regular customers.

The headquarters of Fugui Gold is in Haicheng, and Wang Shicheng himself lives in Haicheng, so he must not come here in person, so he can only tell Huang Zhouyuan to solve the problem as peacefully as possible.

Some money can be compensated when necessary, as long as the matter can be resolved.

Huang Zhouyuan quickly asked again: "Then how much is the compensation?"

Wang Shicheng: "Old customers will return 30% of the total consumption in the past year. You can look at the compensation for the two second ancestors of the Ning family. It should not exceed 1 million. As for Yang Chen, this kid is very fierce. Give it to the pot, let’s compensate it according to the standard of 2000 million. But there is one condition, he must change his words and tell everyone that we have goods in our stones. Do you understand what that means?”

Huang Zhouyuan: "Understood!"

After hanging up the phone, Huang Zhouyuan rushed to Cuishi Zhai immediately.

When he got there, it would be a mess.

Huang Zhouyuan hurried forward to apologize to everyone, and promised to give different degrees of compensation to different customers according to Wang Shicheng's explanation.

Everyone else accepted this compensation package.

Afterwards, Huang Zhouyuan invited Yang Chen to a place where no one was around, and said with a smile: "Mr. Yang, Wang Dong, oh, Wang Shicheng, the chairman of Wealthy Gold, he specifically asked me to give you 1000 million, I hope you hold your hand high, Please tell me that both stone 168 and stone 208 are in stock. Is that okay?"

Yang Chen: "I don't want your money, and I won't lie for you."

Huang Zhouyuan: "Mr. Yang, please help me. In this way, we will give you 2000 million thank you fees, as long as you tell us that the 168 and 208 stones are in stock. Please."

Yang Chen shook his head, and said: "I don't want your money, and I won't lie for you. Okay, that's it. Ning Shaoqing, Ning Shaolong, let's go."

Ning Shaoqing and Ning Shaolong hurried over, followed Yang Chen into the car and left.

Huang Zhouyuan sighed, and quickly called Wang Shicheng.

Huang Zhouyuan: "Wang Dong, that Yang Chen is too stubborn, he would rather not have our money than speak for us."

Wang Shicheng: "What? He didn't ask for money? Did anyone else ask for money?"

Huang Zhouyuan: "Others want money, but he doesn't want money."

Wang Shicheng: "You are stupid! The key is to get him to change his words and say that our stones are available, and he is unwilling to cooperate. What's the point of us returning the money?"

Huang Zhouyuan: "Ah? Then... what should I do? I signed all the checks to them, so I can't get them back, right? And some people have already left, so I don't want to come back."

Wang Shicheng: "Hey... It really makes you unable to do anything. You didn't understand the point at all, and you explained it to me. Take out all the money in the account early tomorrow morning, so that they can't exchange it. , the big deal is to compensate a little money, and we can’t really let them take the money away.”

Huang Zhouyuan: "Okay, I understand... Got it."

It's just after one o'clock now, and it's still a little time away from the two o'clock in the morning that Ning Shaolong and Jiang Anbang agreed on, so it has to be delayed until the agreed time anyway.

Ning Shaolong hurriedly said to Ning Shaoqing: "Brother, I think we can discuss with Yang Chen and cooperate to build a gambling stone workshop that belongs to us. Tanbao Pavilion and Cuishizhai have been abolished, only the Jade Club without backing He is our opponent. But our strength is much stronger than him, and sooner or later we will swallow up the business of Jade Exchange. What do you think?"

Ning Shaoqing nodded, and replied with a smile: "It makes sense! Now there is only one Jade Hui in the Jinling Gambling Stone World with some strength, which is our opportunity. Turn on the light and signal Brother Chen to stop, let's chat with him .He is leaving tomorrow, take this opportunity tonight to chat with him face to face."

Ning Shaolong nodded with a smile, his heart was flattered, he quickly double-dlicked and pulled over, and then Yang Chen also pulled over.

Yang Chen looked at the navigation, it was only one kilometer away from Jiang Anbang's starting point, what was Ning Shaolong's intention to stop suddenly, could it be that Ning Shaolong and Jiang Anbang conspired together?

Yang Chen's eyes lit up immediately, and he said to Cheng Junjun: "Don't go out in the car, and you can solve it in the car if you need convenience. Without my order, you are not allowed to open the car door or window. Do you understand?"

Cheng Junjun, who was already sleepy, suddenly woke up and asked, "What happened?"

Yang Chen: "It's hard to say, anyway, you just listen to me. After finishing speaking, Yang Chen got out of the car with his mobile phone."

The Ning brothers came over.

Yang Chen: "What's going on?"

Ning Shaoqing: "Brother Chen, aren't you going back to Haicheng tomorrow? We have something to tell you. You see, only the Jadehui family is left in Jinling's Gambling Stone Workshop. Why don't we take the opportunity to do it?" ?”

Ning Shaolong: "That's right! Now is a good opportunity for us to overtake on a curve. It is not a problem to replace Tanbao Pavilion as the largest stone gambling workshop in Jinling City. With your name as a guarantee, our stone gambling workshop will definitely be able to do so." Earn the player's trust."

Yang Chen: "Well, I also think there is something wrong. I have already asked people to start building my stone gambling workshop in Haicheng, and I can try it in Jinling."

……

The three began to discuss in detail how to cooperate, how to invest, how to allocate equity, how to operate and so on.

After such a discussion, an hour passed.

Ning Shao saw that it was past two o'clock in the morning, so it was time to start.

"It's getting late, let's discuss it here today. Let's go to Haicheng to discuss the details with Brother Chen in detail, and sign the contract by the way. Now Brother Chen and Ms. Cheng will not be delayed to go back to rest." Ning Shaolong Said.

Just after two o'clock in the morning, Ning Shaolong couldn't wait to leave.

Yang Chen immediately determined in his heart that Ning Shaolong and Jiang Anbang joined forces to kill him and Ning Shaoqing.

Yang Chen replied with a smile: "Okay! Let's talk another day when you have time."

Ning Shaolong: "Let's go, I'll take Brother Chen to take a shortcut back to the hotel."

The three got into the car immediately.

Ning Shaolong drove ahead and led the way. After making a turn at the intersection ahead, his direction happened to go to the demolition area.

A smile appeared on the corner of Yang Chen's mouth. Tonight, I'm going to buy one and get one free. It's cheaper than Ning Shaoqing. Help him solve a hidden danger.

(End of this chapter)