Color Collection System

Chapter 266 Donations
Fashion designers, agricultural talents, management talents, mechanical maintenance personnel, artificial intelligence monitoring and sensing engineers, forest planting prevention and cultivation engineers, veterinary school graduates, civil engineering graduates...

Zhang Rilong has no shortage of people.

He is rich, and everyone knows he is rich.

It's easy to do things when you have money.

When real estate is booming, it develops quickly because there is money to do things.

Zhang Rilong is also rich now, so professional sericulture houses began to be built in full swing, and heating and electrical equipment gradually extended from the distant power plant to the farm.

office

"Loan? No loan!" Zhang Rilong resolutely refused, "I can owe money to the construction team without paying any interest. I only ask your bank to borrow money if I am insane! Don't be an idiot, okay?"

Zhang Rilong unceremoniously insulted the female bank president opposite.

Opposite is a woman, but if you don't scold her today, all walks of life will come from women in the future!

In many industries, there are more women, such as civil servants, especially in the provincial and municipal civil servant systems, a group of post-zero girls aged 70 to [-] sitting in offices has become a headache for leaders.

Especially those lonely old ladies who are unmarried and have no children. They just want to wait until they are 70 years old to retire.

This kind of thing doesn't happen in remote places, because they can't pay wages, girls don't take the exam here, and they don't obey the assignment to come here to help.

But women do have an advantage when it comes to business.

Zhu Yu explained earnestly: "The construction team's money can only be used for a while, our bank can provide more funds, last time you borrowed 20 billion from the Provincial Development Bank, and this 20 billion has made the sailor farm grow faster and faster. quick."

"Our City Revitalization Bank can also provide you with a loan, and our interest rate is lower!"

Zhang Rilong said directly: "I don't want to borrow at low prices. I am not short of money at all. After I borrowed 20 billion last time, I now have to pay 133 million in interest every day, every day!"

Zhu Yu said gently: "That means you have to sell twenty pairs of stockings every day to keep your capital, which is actually not much at all."

Zhang Rilong looked at this group of people indifferently, "I still have three billion yuan that I can use at any time. I can default on the money spent by the construction team, designers, silkworm farmers, mulberry farmers, and agricultural machinery and farm machinery on livestock. Everyone. No objection, even materials like bricks and sand."

"If your bank is willing to provide interest-free loans, I will borrow 100 billion and deposit it in your bank for interest, otherwise there will be no discussion."

Of course, this kind of stupid thing can't happen, Zhu Yu said seriously: "The economy is developing rapidly now, and the economies of all places are recovering. Combined with the increase in population over the past ten years, the number of graduates has increased significantly, and the currency will definitely depreciate in the future. The more money you have, the less you have to pay back later.”

Zhang Rilong looked at the woman angrily.

"It's okay for you to be mentally retarded. Don't treat others as mentally retarded, okay? Do you think I have a high IQ and a low EQ? Do you think I don't understand economics and make money?"

"Get out! I don't want to talk to you!" Zhang Rilong chased people away, and said to Qin Xiangsi, who brought them over, "Ms. Qin, can you come with me too?"

Qin Xiangsi politely led the people away.

After leaving the company building, Qin Xiangsi said to the woman who was wiping tears next to her: "Billions of billions of bills can't be settled without moving your mouth. You should ask your bank to replace someone. He is not a fool, nor is he Lack of money, I think your business is useless."

Zhu Yu quickly cheered up, and asked: "It's okay, it's because I didn't do my preparations well, and I didn't figure out what he likes."

Qin Xiangsi shook her head, she knew Zhang Rilong's character very well, as well as the bank's habits.

These people only provide loans to the rich. Zhang Rilong is rich, so there are many banks and financial personnel looking for him.

If it is really the kind of family with a serious illness, they will not be able to borrow money.

After the people in the outside office left, Lin Yaru opened the door of her own office and walked to the door of the office near the elevator.

"I heard it from more than ten meters away. Now that our company can make a profit, wouldn't it be good to borrow some loans to expand?"

Lin Yaru came over to talk to Zhang Rilong. After holding a high-level position for a period of time, this woman has a strong woman's temperament.

Zhang Rilong said casually: "The bank is not doing charity, and neither am I."

"Now Sailor Farm orders hundreds of orders every day, and tens of millions of water every day. If you are sick, you can borrow money from the bank."

Lin Yaru said: "But if money is worthless in the future, it will be the same as what the banker said just now. The more we borrow, the more we will earn."

Zhang Rilong sneered and said, "Don't listen to her nonsense. When did the experts not say a few words about the economic boom?"

"Even if money is worthless, if you don't spend the money you borrowed, isn't it still money? Where are you going to spend it?"

Lin Yaru said: "It can be expanded."

"The expansion failed?" Zhang Rilong looked at Lin Yaru coldly.

Lin Yaru showed a thoughtful look, and quickly said: "You can buy land and houses, and some things to preserve value."

"Isn't the holding cost of my 100 million mu of land high enough?" Zhang Rilong smiled, "If you hold the land and don't develop it, it will be taken back after three years. If you can't sell the house, how much will you lose? ?”

"As for commodity value preservation, your holding cost and transaction cost are not low. It's not that there are no people who have borrowed billions of dollars for venture capital, but there are very few."

"Even if it is really going to rise, it will be fine to invest according to the situation at that time. There is no need to buy the bottom now. Those who think about buying the bottom all day are gamblers, not businessmen."

Lin Yaru nodded and approved Zhang Rilong's words.

Zhang Rilong said: "What I said is not necessarily correct. Things like the economy can only be known after they happen. There are so many people in each country and the national conditions are so complicated. No one can really predict the changes in the economy. I can only say a rough estimate. It is very likely that it cannot be estimated.”

"Some problems don't know where the problem is until it actually happens. There are also many games and movies that only know what's good after they become popular."

Zhang Rilong seeks steady development, and it has been a long time since he received the bonus of the gold coin dragon. He feels that his temper has become more and more irritable and unhappy recently.

It's no way to go on like this...

Zhang Rilong doesn't want this kind of continuous bleeding state, and things about earning and spending money are very irregular now.

When there is more money, it is money, just the numbers in the bank, and I don’t have the joy of making money every day at all.

I really want to go back to...

Zhang Rilong suddenly had an amazing idea!

With a personality that doesn't care about money, Zhang Rilong prefers the feeling of self-improvement to paper data.

After thinking of this, Zhang Rilong directly posted a life on the official homepage without discussing it with anyone.

Li Xunhuan:
life is a challenge
An idea popped up all of a sudden, so I decided to implement it.

At present, I only count my personal bank account, which is more than 30 billion, and the fraction is not important. I will donate [-] billion of it to the National Finance Bureau.

The remaining hundreds of millions will establish the Sailor Farm Development Foundation. The holders are all farm employees, but every expense is controlled by me. This money is used for salary and my personal consumption, and the monthly profits of the farm will be saved. Enter here, as a solid guarantee of wages for all.

For ordinary employees, the only benefit is that they can check the depth of the salary pool at any time, and there is no other benefit.

The money will not be used or transferred anywhere other than the cost of building the farm and my own personal expenses.

At the same time, Goddess Butterfly Clothing Co., Ltd. was established. In the future, the farm will only provide services for Goddess Butterfly Clothing Co., Ltd. The specific brand and clothing design will be in charge of Ice and Snow Goddess Butterfly Co., Ltd., and the clothing business will be separated from Sailor Farm.

In addition to the farm, clothing, toys, and various copyright income still go into my personal account.

This year, I want to see if I can have five billion when I am 20 years old!
Time to donate: 23.59 on the last day of October!

***
No one could restrain Zhang Rilong, and Zhang Rilong quickly transferred the farm's debts to all the employees of the farm.

At the beginning, the loan was mortgaged with 100 million mu of land. Although Zhang Rilong's name and assets were used as collateral for the loan, in fact some things are intangible, so they can only be mortgaged with land and farm items.

So the debt was transferred to the farm under his feet, and Zhang Rilong directly lost [-] billion to the Finance Bureau. Everyone knew that Zhang Rilong also had a toy company and a clothing company that made a lot of money, so the bank agreed.

Long-term pain is worse than short-term pain. The continuous loss of millions of acres of land is too fierce, and production and construction require money, so it must be separated.

The last second is too dangerous. If the banking system can't react and it is delayed until 0:[-] the next day, it will be another day.

(End of this chapter)