America's Road to Fame

Chapter 40 The Black Swan Scroll

On the morning of August 8, Joss finally closed the gold futures held by William Chen, and reported to him the results of shorting gold.

As for the specific operation, William Chen already knew about it before, so what he cares most about is the last figure, the balance of funds after tax is 55 billion US dollars, and the profit is 19.5 billion US dollars.

Drawing on the experience that Alicia talked about to him before, the 31.5 billion US dollars that Chen William borrowed from Future Bank this time was transferred to the account of Meta Investment Company in the form of a loan, so after repaying this part of the loan Afterwards, the account balance still had $23.5 billion in funds.

William Chen discovered that after repaying Future Bank's loan of US$31.5 billion, the loanable amount of Future Bank was updated to US$33 billion.

That is to say, after deducting the temporary withdrawal of 30 billion U.S. dollars due on September 9, William Chen's basic loan amount, after this repayment, directly changed from 1 million U.S. dollars to 1.5 million U.S. dollars.

This also confirms William Chen’s doubts—after William Chen’s first repayment, the amount of Future Bank changed from 0.5 million US dollars to 1 million US dollars; after his second repayment, the amount of Future Bank changed from $1 million becomes $1.5 million.

At that time, because the number of borrowings and repayments from Future Bank was too small, he could not confirm whether it was because Future Bank basically increased the amount of borrowing and repayment by 0.5 million US dollars every time, or because of the investment income from the first loan. Higher, so the amount doubled; and the return on the second investment was slightly lower, so the amount was increased by 0.5 million US dollars.

But this time William Chen changed his basic amount from US$1.5 million to US$3 million after repaying the loan.As for the specific factors that will be considered in the judgment, William Chen is still not very sure, and needs to be analyzed according to the future situation.

In addition, there is another thing, that is, after William Chen opened the interface of the future bank, completed the repayment operation, and checked the increase of the credit limit, he also found that the activity interface of the future bank was flashing.

This shows that after a period of silence, he finally received new activities from Future Bank.With a slightly excited mood, William Chen opened the [Event] interface, and he saw that a new event message had appeared in it.

[Experience new function event] Dear user, it has been detected that you already have a new partner binding object, and the function of changing the binding partner has been activated. You are sincerely invited to experience it, and you will get a surprise gift.

After watching this new mission, William Chen realized that this might be because he and Erica had an intimate relationship last night, and now the other party has also become one of the partners he can bind.

Sure enough, after opening the [Account] interface, William Chen saw that the partner he is currently bound to is still Paris, but after clicking Paris’s profile picture, there is an option to change the binding partner. Just Paris and Erica.

William Chen remembered the content of the new event that he had just seen, and wanted to try this new function of changing the binding partner by himself, and said that there would be a surprise gift.

Surprise gift, William Chen couldn't help but feel a little bit moved when he thought of this, wondering what kind of item can be called a surprise gift?
Now that he has paid off all the loans, including the temporary line of 30 billion US dollars, can he try this function now, so that he can also experiment with what his future bank line will be like after changing the binding partner? Variety.

In fact, William Chen has always been curious about what conditions the bank will pay more attention to in evaluating the binding partner in the future?Just like when he was not bound to his partner at the beginning, his quota showed only 1000 million US dollars, but after he bound Paris, it increased to 5000 million US dollars.

So what is the difference if you bind other partners?Thinking that he might have more binding partners in the future, William Chen still thinks that he should try it now when the influence is not too big.

As soon as he thought of it, William Chen opened the [Account] interface, and selected Erica in the option to change the binding partner.After confirmation, William Chen's current binding partner becomes Erica, and Erica's avatar is displayed on the [Account] interface.

When William Chen returned to the [Account] interface, he found that his available credit was already under evaluation.After about 5 minutes, the evaluation was completed, and his basic quota changed from 3 million US dollars to 1.5 million US dollars, which was directly reduced by half.

From this result, in the systematic evaluation, Paris scored much higher than Erica.This gave William Chen a basic analysis sample, that is, from the situations of Erica and Paris, we can initially analyze which situations are more important in the system's scoring.

If Paris and Erica are just looking at their appearance, they both belong to the ranks of beauties, and the difference will not be particularly big.And in William Chen's view, if the comparison is purely based on body proportions and appearance, Erica will be slightly better than Paris.

If you compare her personal qualities, Erica's knowledge must be higher. After all, she is a lecturer at New York University, and she is better than Paris in terms of knowledge accumulation and learning ability.

But this is only one aspect. Paris' emotional intelligence and financial intelligence will be more prominent, as if her business acumen is not bad.Therefore, in general, the gap between the two in this respect will not be particularly large.

Then the only factor that can widen the gap between the two should be fame.In terms of popularity and family conditions, Paris is undoubtedly much better than Erica.

As mentioned earlier, Paris's business achievements are based more on her high popularity. The basis for her success in business is that she is one of the heirs of the Hilton family and has a high reputation. Her popularity is also more likely to succeed if she creates a brand named after herself or authorizes it.

So looking at it now, based on the results of Chen William's change of binding partner, the bank's evaluation of the partner in the future, the other party's popularity will be a very important factor.As for whether there are other high-weight factors that he has not discovered, because the current sample size is too small, he still needs to continue the analysis after several attempts in the future.

Now that he has changed his bound partner, he opened the [Event] interface and received the so-called surprise gift for the event.After the prompt appeared, William Chen entered the inventory. All the items he had obtained before had been used up, and now there was only one item in the inventory——

[Black Swan Scroll (Elementary)] This is a scroll that can fulfill a certain wish. Write the goal on the scroll, and a black swan will be released, which will affect the occurrence of certain events and lead unexpected factors to your goal.Level: Elementary, less affected by unexpected factors, need to cooperate with the general trend to complete the goal.

Seeing this item, William Chen carefully analyzed its description and felt that this item is quite powerful.In the process of studying economics, he knew that there is a concept called "black swan event", which refers to certain unpredictable and unusual events. The occurrence of such events usually causes a chain negative reaction in the market and even subversion.

For example, everything shows that the economy is recovering and the stock market is getting better, so you are excited to invest your money in it.A volcano erupts suddenly in the location of the company where you bought the stock, causing the stock price to fall. This is a black swan event in investment.

The black swan event itself is not necessarily a bad thing, but the results it causes are often negative for the target range.

As for the usefulness of this scroll, I can illustrate it with an example.If the two countries have entered a state of tension at this time, war is imminent.Then William Chen wrote "Hope for world peace" on the scroll, then there may be an unexpected event that will make things develop in the direction you want.

For example, a big disaster suddenly appeared, so that the two countries need to turn their heads to deal with it, so as to eliminate the disaster of war; or astronomers suddenly discovered a planet that is very suitable for human survival in the near-Earth space, and then the two heads of state together Slap your head, why are you still fighting to death now? Hurry up to develop the aerospace industry and start emigrating abroad.

However, Chen William's current [Black Swan Scroll] is only a primary scroll, and its influence is limited.So he guessed that maybe in the case of war like the above example, if only such a primary scroll was used, the result might be that a person named English Nanako died suddenly, although it was also a result of world peace. Favorable - well, frankly, not unacceptable - but not necessarily the effect he had originally hoped for.

So it is very likely that this elementary scroll cannot be used for very ambitious goals, and if you want to use it to achieve a certain goal, you need to follow the general trend and use it at the right time as suggested in the instructions.

As for where he needs to use it, there is no clear idea yet, so William Chen finally left this scroll in the inventory, ready to wait for the right thing to come across.

……

At this time, William Chen's Meta investment company account still had more than 23.5 billion US dollars in funds.With a big wave of his hand, he first took out 500 million US dollars as a bonus and sent it down, and then 2.3 million US dollars in the account balance will be used to pay for the 1.7 million US dollars for the acquisition of Twitter and the 5000 million US dollars in capital injection.

Next, Chen William found John Paulson and talked with him about the research on the American real estate industry and related bonds.

"I have already prepared. During this time, I have designed a complex fund operation model for shorting when the subprime mortgage crisis comes. Simply put, it is shorting CDOs, which are becoming more and more dangerous, while buying the current cheap CDOs. CDS." John Paulson said to William Chen.

(End of this chapter)