I have a fortune

Chapter 145 Mortgage Shop
In the next few days, Qin Yun just kept buying and buying.

The negotiation was also very smooth, and there was no situation where the merchant was unwilling to sell. After all, Zhao Tianqiang took this situation into consideration when he did these things before.

Those who are unwilling to sell will not appear on Qin Yun's list.

Of course, there were also those who failed to reach an agreement halfway through. The other party's asking price was too high, and Qin Yun was not a fool, so naturally he couldn't be taken advantage of.

He is not the only one to choose.

In the end, in four days, Qin Yun bought two shops of more than 2 square meters in full, each of which cost 200 and 1000 million yuan, and spent a total of 400 million yuan!

With the money withdrawn from the store and the money from the store, Qin Yun has a total of 400 million.
Once the two big stores bought it, only 1000 million was left.

With the 1000 million yuan, he bought five small shops of 5 square meters.

Add up to 2 big stores and 5 small stores, and then the 400 million will be spent.

However, several days have passed, and Zhao Tianqiang had time to investigate and buy these stores. In just over a week, Qin Yun's store was able to withdraw another 200 million funds!
After all, he now has six small shops in Jinling, plus four in Qingwu County, each of which has a daily turnover of at least 13, and ten of them have a daily turnover of at least [-]!

After more than a week, these small shops were able to withdraw nearly 100 million again.

In addition, Qin Yun also has three big stores, each with a daily turnover of more than 7 yuan, and the combined turnover of the three big stores in one day exceeds 20 yuan. In more than a week, these three big stores can also draw more than 100 yuan. Ten thousand!
So Qin Yun was able to make up another 200 million.

Of course, if the money is withdrawn, the remaining ten or so days of money can only be used to pay the employees of Tianyun Clothing Store and Garment Factory next month, and then they will not be able to get any money out.

However, with the wealth gathering formation here, Qin Yun didn't worry about anything at all.

Finally, Qin Yun came to a commercial street, where there was a small shop of [-] square meters.

"Xiaoyun, how much money do you have?" Qin Lu looked at her younger brother and couldn't help asking.

She heard Qin Yun say more than 3000 million before, and she estimated that it was exactly 3000 million. Qin Yun overreported.

But Qin Yun has already spent 400 million yuan, and he still wants to buy a shop!
"Second sister, this is the last family." Qin Yun said with a smile.

After buying this house, let him buy it again, and he can't afford it anymore.

Soon the owner of the shop arrived, and it was a husband and wife who came, but it seemed that their relationship was a little delicate and very discordant.

Judging from the situation, it is likely that the couple got divorced and sold the shop to share the assets.

Qin Yun didn't say much about this, the previous landlords sold their shops for various reasons.

After some bargaining, in the end, the last shop was sold for around 200 million.

So far, Qin Yun has bought eight stores.

The six houses were 200 square meters, and the two houses were more than 600 square meters. A total of [-] million yuan was spent!

This is already the money that Qin Yunji took out now.

Standing in the store, Qin Yun looked into the distance. There was a large clothing store there, which was Hanlu Clothing Store, with an area of ​​150 square meters.

Such an area is only average for Hanlu clothing store. Most of its stores in Jinling are 300 square meters, and there are several large stores with an area of ​​more than [-] square meters.

"However, these are not enough." Qin Yun thought silently in his heart.

In ten days or so, it will be December [-]st, when three wealth gathering formations will be born again, he will have twelve shops in Jinling!

"Sister, I use the shops I bought to mortgage the bank, how much can I borrow?"

Qin Yun looked at his second sister, Qin Lu, and asked suddenly.

"mortgage?"

Hearing this, Qin Lu was startled. She thought that her younger brother bought these shops to stabilize and wait for the value to rise, but now that she just bought them, Qin Yun actually thought about mortgages.

"Xiaoyun, what are you going to do with the loan?" Qin Lu couldn't help asking.

Qin Yun explained: "My plan is to buy four shops of more than 200 square meters with full payment, and eight shops of [-] square meters. Now there are four left."

According to Qin Yun's estimation, he still wants to buy two more 200-square-meter stores and two [-]-square-meter stores.

Hearing Qin Yun's words, Qin Lu shook her head directly and said, "Xiaoyun, you are buying a house after you mortgage the house. House mortgage loans are a type of consumer loans. As for this, the bank has a Some requirements cannot be used to directly buy houses, because the state wants to prevent some real estate speculators."

She explained to Qin Yun.

Hearing this, Qin Yun frowned slightly and said, "There are still these restrictions?"

In fact, he didn't know much about these things.

"Then I can't get a loan?" Qin Yun asked.

He mortgaged the money from the store to buy another store, but the bank has great restrictions.

"Not at all."

Qin Lu thought for a while and said: "You have opened nine shops in Jinling, so you can use it to get a loan. And the money you get from the mortgage is not necessarily for buying a house, it can be used for the operation of the Tianyun Clothing Store and the distribution of money." Employee salaries and so on, after all, these are big expenses. The money earned by Tianyun Clothing Store can be used to buy a house. There is no special limit for these banks, and there is a lot of room for manipulation. All they care about is the ability to repay the loan in time .”

"However, these must provide the monthly turnover of Tianyun Clothing Store and so on."

Banks are there to make money. If they have repayment ability, etc., they will naturally be willing to provide loans.

Qin Yun nodded.

The number of Tianyun clothing stores is increasing every month, and this month's turnover is estimated to be close to [-] million, which is enough to prove his repayment ability.

"However, Xiaoyun, are you really using the money to continue opening the clothing store?" Qin Lu hesitated for a moment, but couldn't help asking.

Although she is Qin Yun's older sister, that cold dew outfit is obviously much stronger than Tian Yun's, which cannot be denied.

But now Qin Yun still chose to compete and did not give up.

"Well, of course we have to open it. Any branded clothing will encounter various problems in the process of starting a business. If you encounter problems, you will shrink back. How can I be called a branded clothing?" Qin Yun looked at the shop behind him and smiled. road.

Success is not so easy, but for him, the road to success is far wider than others.

Looking at her younger brother, Qin Lu seemed to feel a strong sense of confidence.

"it is good."

She nodded and said, "Then we'll go to the bank to apply for a loan tomorrow."

It is now evening and the bank is about to close.

Time flies, and the next day will come soon.

(Thank you for the 1500 tipping from Bansheng Liangliangliang, thank you for the 200 tipping from Wei Shizhong, and thank you Z188888888 for the 100 tipping, thank you.)
　Recommend a book:

　　"Rebirth of Russia as an Oligarch" by Liu Liwan

　　At the turn of the century of rebirth, people were in Moscow, just got off the plane, preparing to study abroad...

　　Wang Ye originally only wanted to be rich and live in peace, and to live his own life peacefully and happily.

　　But being pushed by the hand of fate, he involuntarily went to the road of oligarchs!
　　


(End of this chapter)