Chongzhen and I became partners

Chapter 282 Facts speak louder than words
Then, Ni Yuanlu, Minister of the Household Department, coughed and went out to play: "Your Majesty, the salaries of the officials and the military pay of the Beijing camp are all under the control of the Household Department, and they are distributed by the Royal Bank of Ming Dynasty. I think it is inappropriate!"

Since the orthodox period of the Ming Dynasty, the imperial relatives, nobles, and palace yamen all paid money from the internal treasury.The others are from the household department.

The income from the search of officials is theoretically the Taicang warehouse under the jurisdiction of the household entry department.However, because of the strength of Emperor Chongzhen before, all the officials in the capital were in danger and did not dare to attack Emperor Chongzhen.

Later, when it got better, Emperor Chongzhen obviously used the proceeds of the confiscation to rebuild the Beijing camp, disband the original Beijing camp, train the new Beijing camp, etc. At least most of the money was used here. Next, no one said anything.

However, now that Emperor Chongzhen has newly established this bank, it is obvious that he wants to make this a custom, and Ni Yuanlu, who is the secretary of the household department, is a little anxious.

When other people heard this, they naturally refused to attribute all the benefits to the internal treasury. No, Liu Zongzhou, the censor of Zuodu, also came out with a cough, and played to Emperor Chongzhen: "I think it's better to abolish the household department. From now on, it will only belong to Neiku Keye!"

Upon hearing this, Ni Yuanlu, who is also from the Shaoxing Mansion in Zhejiang Province, immediately beat a snake and said with a stick: "Your Majesty, I would like to resign!"

No matter what, the Ministry of Household Affairs cannot be abolished.Emperor Chongzhen held all the money in his own hands, which did not conform to the legal system.

Now being such a general by these two courtiers, logically speaking, he would be very unhappy, and he might lose his temper.

While the other courtiers watched, they saw that Emperor Chongzhen just pondered for a while, and then said to Ni Yuanlu: "Ni Qing is right, so how about setting up the Daming Construction Bank and belonging to the Ministry of Households?"

As I said before, Ni Yuanlu is a native of Shaoxing Prefecture, Zhejiang Province. He is naturally more knowledgeable about the economy. It is also true that he was appointed as the Secretary of the Household Department by Emperor Chongzhen.Historically, he also put forward some good economic suggestions to Emperor Chongzhen, such as changing water transportation to sea transportation, etc., and he still has some knowledge.

With the great victory in Jizhou, the imperial court has such a strong army, it is conceivable that the north side will definitely settle down.In this way, a lot of waste is waiting to be done, and this money loan is definitely a profitable thing.Moreover, it can be foreseen that when the Yongwei Camp and the Jingying Camp go south, they can even sweep away the Jianlu, and the bandits will probably not be a problem. In this way, the world may be peaceful, and the business of money lending will be even more prosperous.

Emperor Chongzhen agreed to the Ministry of Accounts to open the Daming Construction Bank to replace the Royal Bank of Ming Dynasty, which is tantamount to winning a cornucopia for the Ministry of Accounts.

No, when Ni Yuanlu heard it, she was overjoyed, and quickly replied: "Your Majesty is wise!"

However, just after he finished speaking, Emperor Chongzhen said again: "But I have a request."

When Ni Yuanlu heard this, she was taken aback for a moment, and when she came back to her senses, she didn't care, as long as the bank was in the hands of the household department.Thinking of this, he quickly replied: "Please show me your majesty!"

"The Daming Royal Bank still has it, and they all have the exclusive right to mint new coins. All other banks have to deposit a sum of money with the Daming Royal Bank, which is called a bank deposit. This bank deposit is used to protect the bank if the bank fails to pay the silver. The principal of the depositors. Or when the bank does not do it, it will be returned."

Emperor Chongzhen's words had never been heard before, and these civil servants were taken aback when they heard it, and felt a little unreasonable.

They were thinking about it, when the eunuch Wang Chengen rolled his eyes and said, "Long Live Lord's love for the people, I am so grateful and admired!"

"..." When the other officials heard this, they were all speechless. Looking at Wang Chengen's background, they all cursed sycophants.

Originally, they must have objections to this unprecedented regulation and want to oppose it.After all, taking a large sum of money to the Daming Royal Bank, isn't it free?Your emperor may still embezzle it, so what if you run out of money?
Also, the minting of new coins is obviously the most profitable, and it only belongs to the Royal Bank of Ming Dynasty, which is also painful!

However, at this moment, Wang Chengen threw out such a big hat first. Anyone who objected was opposing the emperor's love for the people. Who would object?
For a while, even Ni Yuanlu, the person involved, did not dare to object directly.

As a result, before this was over, I heard Wang Chengen continue to play: "Your Majesty, if all the salaries and military salaries are distributed by the Daming Construction Bank of the Ministry of Households, it is not in compliance with the rules. The slaves think that the emperor's relatives are honorable, and the twelve supervisors, four divisions and eight bureaus It’s better that the salary should be distributed by Daming Royal Bank!”

When Ni Yuanlu heard this, she became a little anxious, and when she was about to object, she heard Emperor Chongzhen say first: "I have made up my mind, the Royal Bank of Ming Dynasty is only in charge of minting coins, reserves of each bank, and supervision and jurisdiction over other banks. For business, let’s forget about it. But what Daban said is reasonable, the money can’t go to the Construction Bank of the Account Department, so let’s set up another Daming Inner Palace Bank.”

After a pause, he added: "The Daming Inner Palace Bank also needs to pay the bank reserve to the Daming Royal Bank, which is mainly for the palace and the royal relatives, dignitaries, and clans. In short, like all banks, it also accepts the Daming Royal Bank. Bank Jurisdiction."

Hearing this, Ni Yuanlu finally couldn't bear it anymore, and said to Emperor Chongzhen: "Your Majesty, I think it's more reasonable for the Ministry of Accounts to handle the affairs of all banks, right?"

If he didn't fight for this power, he wouldn't be the Minister of the Household Department.

When Chief Assistant He Fengsheng heard this, he came out and echoed: "Your Majesty, the old minister thinks that the Ministry of Household Affairs should indeed be under the jurisdiction, and that's justified. There is no need to set up another yamen!"

The others listened and wanted to join in.As a civil servant, he naturally doesn't want the imperial power to dominate.

However, at this time, Emperor Chongzhen suddenly lowered his face and shouted to them: "Do you know how to govern the bank? Do you know how heavy this bank is? Do you know how this ordinary bank and the governing bank need to operate? You ..."

He didn't even need to be intimate, just "you", with a stern tone, and a series of questions, regardless of whether he understood all the bank knowledge he had learned from Liu Weichao, he said in a crackling manner.

He has explained the word bank, which refers to bank accounts and money houses. However, in this series of questions, what concepts such as reserves, liabilities, assets, liquidity, inflation, deflation, and currency circulation, etc., he explained. There is no explanation, and the new term is caught in his series of questions, which makes these courtiers speechless, and they don't know how to answer at all!

In short, in their eyes, Emperor Chongzhen's questioning seemed a bit unfathomable.

Although I don't understand it, it sounds reasonable.It's like a schoolchild who has just been enlightened, listening to the eloquent talk of famous scholars.

"...These sums are called finance, which is a new study related to the national economy and the people's livelihood. It is the source of power for the revival of the Ming Dynasty. I ask you, who understands?" Emperor Chongzhen said here in one breath, finally paused, and then glanced at everyone. After a glance, he said, "If anyone understands and can pass my test, I will give this to him!"

"..." Inside the main hall, it was quiet, very quiet.

They were all dumbfounded by what Emperor Chongzhen said, who would dare to speak out and understand this!
Seeing that they did not speak, Emperor Chongzhen felt a little proud.

They didn't speak, so he continued to speak, looked at the Minister of the Household Department and asked, "Ni Qing, have you read through the economics I gave you before?"

Liu Weichao gave Emperor Chongzhen various textbooks, including a volume, which was an elementary course in finance, which Emperor Chongzhen gave to his Minister of Household Affairs.

When Ni Yuanlu heard this, her face turned reddish, and she immediately replied: "Your Majesty, I am busy with affairs, and I haven't had time to read this miscellaneous study!"

"Miscellaneous studies?" Emperor Chongzhen couldn't help sneering when he heard it, and immediately asked: "The way to rejuvenate the country and stabilize the country is miscellaneous studies? It is related to the money and food of the household department, and it is related to the national economy and people's livelihood. Is it miscellaneous studies? It’s science, does it mean that science is miscellaneous? I rely on this miscellaneous learning to make money and strengthen my army, so I can achieve such great victories and prosperity. Come on, tell me, what is miscellaneous learning?”

"..." When Ni Yuanlu heard this, she lowered her head and did not dare to look at Emperor Chongzhen.

Logically speaking, apart from the Four Books and Five Classics, other such theories are miscellaneous studies.

However, Emperor Chongzhen was somewhat unable to refute this science.

Because of the benefits brought by this science, it is possible to see the prosperity of the country and the strengthening of the army.Especially when he defeated the invincible Jianlu just now, and it was a great victory among the great victories!

Why couldn't they beat Jianlu before?

It's not that they haven't trained recruits before. Xu Guangqi, Sun Yuanhua, Chen Xinjia, Li Banghua, etc. have all been trained or rectified. There are also well-known soldiers such as Sun Chuanting and Hong Chengchou.

However, it took less than a year for Emperor Chongzhen to achieve such a big victory in less than a year. The situation of Ming Dynasty, which was in danger, suddenly turned around.

Against such a background, who dares to deny the power and usefulness of science?
Especially these people, including Ni Yuanlu, don't know anything about the way of science. Even if they want to argue, they don't know where to start.

In this way, he was immediately stopped by Emperor Chongzhen!

Of course, if today's arguments were made a year ago, these civil servants have never seen the benefits of science, and they would definitely complain.

This should be a word: facts speak louder than words!
The way of science is right in front of them, and any words of great truth will appear pale!
Emperor Chongzhen took advantage of the great victory in Jizhou and forcibly pushed out the financial policy that Liu Weichao had planned for him before.

Seeing these ignorant courtiers retreating a little listlessly, Emperor Chongzhen was in a very good mood.

But there is still something to do, no, he stopped Wang Chengen.

(End of this chapter)