Reborn Great Nation Craftsman

Chapter 184

"What are you borrowing so much money for?" Second Grandpa stared at Zhang Junping for a long time before asking.

Second Grandpa's eyes are quite sharp, don't stare like that, the pressure is quite high, but if there is a little bit of guilt, he will dodge.

However, Zhang Junping had no ghosts in his heart, so he looked at Second Grandpa very calmly.

"I'm opening a furniture factory! Expanding the scale, I'm celebrating the new year, and I'm going to start a Simmons mattress production line.

It takes money to buy land to build factories, to buy equipment, and to purchase raw materials. "

"You still want to expand the scale? What are you talking about, and what is it for?"

"Simmons mattress, a kind of spring mattress, is very soft and comfortable to sleep on, and this kind of mattress is very popular in cities now.

There is a factory that produces this kind of mattresses here in Yuandu, and the business is very hot. "

"Oh, if that's the case, how much money are you short of, can you just ask your third uncle to loan it to you?
How can it be so troublesome and give everyone such a high interest rate. "

"Second Grandpa, I need a lot of money, and our family alone may not be able to borrow that much money.

Allowing our Zhang family to take a loan together actually means to let everyone buy shares.

However, if you invest in shares, if you lose money, then you will lose your money. If you borrow it, it will be different. Even if you lose, it has nothing to do with you. "

"What if I lose?"

"In case I lose money, I will make money and return it to everyone!

Anyway, the money was loaned from the bank, so there is no loss for everyone, and the country does not set a repayment period. I will pay it back slowly. I will still have my son, and my son will have my grandson, and my grandson will always pay it back. The day is over.

However, once earned, it will be different.

Let me do the math for you, now a person can get a loan of about [-] to [-].

Calculated at 5000 yuan, it is 5000 yuan a year, which means that you can earn [-] yuan a year without doing anything. "

"Pingzi, it's not good for you to do this, Second Grandpa understands that you are planning to bring big guys to make money, but you are afraid of risks, so you take all the risks by yourself.

You can't do this!

Sheng Mien, Dou Michou, you should know this.

Maybe people will appreciate you at the beginning, but after a long time, people will think that this is the right thing to do, and you should give them the money.

If you lose money at the beginning, it’s okay to say, everyone can understand and be considerate, because everyone didn’t get the money, so they wouldn’t feel anything.

However, once you gave money a few years ago, suddenly the business is not good, people will not think about how much money you gave everyone in the past few years, they will only remember that you owe them money and did not give them money.

At that time, it will not be as simple as you think, and the people who come to ask for debts can drive you to death. "

Hearing what Second Grandpa said, Zhang Junping was taken aback for a moment, he really didn't expect this.

Think about it really is the case.

"Even if your furniture factory keeps making money, you keep paying them interest.

At the beginning, everyone will be grateful for the money, but gradually everyone will think, why do you use our money to make so much money and give us such a little.

At that time, you will also worry about it. "

Zhang Junping was completely convinced. Sure enough, Jiang was still old and spicy, and the second grandfather was more considerate than him.

"Second Grandpa, according to your opinion, what should we do about this matter?"

"Let's talk about it with everyone, those who are willing to buy shares go to the bank to get a loan to buy shares, and they will bear their own profits and losses."

"Second Grandpa, do you think anyone would dare to take a loan from the Rural Credit Cooperative to buy shares?" Zhang Junping said with a wry smile.

This time it was the second grandpa's turn to get stuck. Really, once the profit and loss are borne by himself, how many people would dare to take out a loan to buy shares?

"How about, I'll find your third uncle and find a way to lend you more money, and then you can think of a way?" The second grandfather could only say so.

"Second Grandpa, I will definitely trouble Third Uncle for a loan, but I still have to borrow money.

But no matter how simple it is to borrow money, let's put it another way: capital preservation and shareholding, and dividends at the end of the year.

Of course, dividends can only be paid if you make money, and if you don’t make money, you can only protect your capital.

Dividends are still calculated on the basis of [-]% a year. This is not linked to my profit. How much I earn has nothing to do with everyone. Whether I earn more or less is a [-]% dividend.

And I will indicate on the shareholding contract that the shareholding is voluntary and the withdrawal is free.

In other words, if you feel inappropriate, you can return the principal at any time. "Zhang Junping insisted.

"Have you made up your mind?"

"Think it over! This matter of preserving capital and investing in shares is only for our Zhang family, and outsiders will not accept it."

"Do you tell your mother they know about this?"

"I haven't told them yet, it's not that Second Grandpa, you mentioned that you want our Zhang family to live a good life, so I thought of such a way.

Originally, I planned to mortgage my house in Beijing to the bank for a part of the loan, and then ask my classmates to buy shares.

No, when the second grandpa said it, I thought that instead of taking advantage of outsiders, it would be better for our Zhang family to make some money together. "Zhang Junping laughed.

"Have you bought a house in Beijing?" Second Grandpa asked in surprise.

"That's right! I bought a yard as big as our village primary school. My eldest sister, third brother, and fifth brother all know about it."

"This... this... this..." Second Grandpa remained silent for a long time.

The main reason is that the fact that Zhang Junping bought a house was too surprising.

Everyone knew that Zhang Junping had made money, but no one expected that he would earn so much money and even bought a big yard in Beijing.

That's the capital, Beijing, where *** lives.

The second grandfather said so much before, but in fact, he was more worried that Zhang Junping would not pay if he lost money.

If you don't finish it yourself, you can pay your son back, if your son can't finish it, your grandson will pay it back, and your grandchildren will always pay it back. It sounds good, but it's not reliable at all. It's just a lie.

However, it is different now. Zhang Junping bought a house in Beijing, which shows that the furniture factory is really making money, and a lot of it.

"Second brother, when did you come?"

"Second uncle!"

At this time, grandparents, grandparents, grandparents, and the two grandchildren of the uncle's family, Liangliang and Lele, walked in.

"Second grandfather, Uncle Ping!"

The two little guys were quite sensible, calling for people one by one when they entered the door.

"Liangliang, Lele is here? Go find your sister-in-law and ask your sister-in-law to bring you delicious food." Zhang Junping smiled.

"Thank you, Uncle Ping!" The two little guys ran out of the living room as soon as they heard that there was something delicious.

"Second brother, what are you talking about with Pingzi?" Grandpa asked casually after sitting down.

"Grandpa, my second grandpa and I explained that my furniture factory will expand next year and let our Zhang family become shareholders." Zhang Junping replied while busy making tea for his grandparents.

"It's good to expand the scale! It's a good thing to let the big guys make money together." Grandpa didn't care, and said casually.

"Your grandson asked our Zhang family to take out a loan to invest in shares, and give guaranteed dividends."

"What?" Grandpa collapsed from the chair.

(End of this chapter)