The system is the king of the counterattack master

Chapter 772 Routine, Debt Turned into Extortion

Grandpa Qiu frowned, and a peanut flew over and hit Han Xiaodong directly on the head: "What nonsense! Brat!"

Han Xiaodong groaned, rubbed his head, and murmured, "Tell me the truth."

After finishing speaking, he glanced at the girl again and curled his lips: "Look, I was beaten because of you, so just say how many people don't want you to die."

The girl had always had a gloomy face, but when she saw him like this, she couldn't help pursing her lips. She wanted to laugh but felt it was inappropriate.

After the two of them sat down, Han Xiaodong poured the girl a cup of hot water and pushed it in front of her: "Warm up first, then eat a bowl of noodles, and then decide whether to talk to me or not when you're full."

After a while, Grandpa Qiu's noodles were brought up. The girl was frozen on the roof all morning, and after being frightened, she was really hungry now, and the smell of Grandpa Qiu's noodles was wafting, So when the noodles were served, she was not polite and ate half a bowl in one go.

Han Xiaodong watched her put the noodles into her mouth one by one, without saying a word. Grandpa Qiu came over to refill them some tea, and asked Han Xiaodong with his eyes, and Han Xiaodong immediately replied, "Don't worry, it's okay." expression.

Between the eyes of the old and the young, they already understood each other's thoughts, so Grandpa Qiu didn't interfere too much, and went back to the kitchen to do his own work.

The girl ate half a bowl of noodles, wiped her mouth with the napkin she had at hand, and sat down in her seat without speaking.

Han Xiaodong stared at her for a while, poured her another glass of water, and then said slowly: "Anyway, it's useless to talk about it, just treat it as a stranger, or you have no one to talk to, right?" ?”

The girl glanced at Han Xiaodong and sighed: "You are quite good at comforting people."

Han Xiaodong smiled bitterly: "I didn't have a father since I was a child, and I was always bullied. I suffered a lot of grievances, and no one can talk about it, so now I can only understand your feelings."

A flash of surprise flashed in the girl's eyes, and then her expression darkened. She sighed, opened her mouth a few times, and fell silent a few times. Finally, she lowered her eyes, as if she was talking to herself, and said softly: "Just treat it as paying for your bowl of noodles."

As she spoke, she softly told her story.

Her name is Sun Chengcheng, her father is a factory owner, and her mother does housework at home. The family lives well. Although they can't be said to be very rich, their living standards are still above the middle level.

At the beginning of the year, his father's factory received an order from the south. The job was done, but the other party did not receive the goods.This kind of thing is not uncommon in the current market environment, and the goods can only be held down, waiting for the other party to perform the contract.However, the factory cannot wait. Dozens of employees are waiting to eat. The factory must have work to do.

At this moment, another big order from an old customer found her father's factory. This order is indeed very good. Whether it is the construction period or profit, it can ease the situation of the factory.

There is only one problem. The other party requires labor and materials for this job, and Sanqi payment. To put it bluntly, it is the upfront cost, which must be paid by the factory. Party A only gives a 30.00% advance payment.

If it was in the past, their family would definitely continue this job, but the order in the south cost a lot of money, and now they have to bear such a large cost, and the funds have become a great pressure.

There is no way, they can only borrow money to do this job!In fact, it is normal for factories to borrow money to work. Sun Chengcheng and his family are not bad, because they have been operating very well. In the past, banks would easily provide them with short-term loans.But in the recent period, the bank's policy has changed a lot, money is not so easy to loan, and the speed of lending has become very slow.

There was no other way, Sun Chengcheng's father had no choice but to ask someone to do private financing, and wanted to borrow a sum of money temporarily to get through this production cycle.

The two parties quickly reached an agreement, with an annual interest rate of 20.00%, and the other party agreed to lend their family 50 yuan for emergency.

Ordinarily, this interest rate is still acceptable. Although 20.00% seems to be a large number, it is an annual interest rate after all, and the account period they need is only three or four months, so it can be said to be very cost-effective.

After three months, the job was finally settled, and after another month of waiting, the final payment for the second order was also settled.Sun Chengcheng and his family have survived a small crisis and can continue to open the factory, but when they took the balance to pay back the money, the other party changed his face.

Borrowing 20.00 yuan at an annual interest rate of 50%, four months, the logical interest is only more than 3 yuan.But when they exchanged money, the other party insisted that the monthly interest rate was 20.00%!And it's the interest of the donkey rolling!Calculated in this way, the interest in four months will reach more than 70!
Of course, Sun Chengcheng's father disagreed, and reasoned with the other party on the spot. Unexpectedly, the other party not only refused to admit his previous promise, but also beat Sun Chengcheng's father violently, and even forced him to sign an IOU that owed 100 million yuan!
What happened later made the Sun family feel even more desperate. They reported to the police and filed a lawsuit, but the police couldn't find any evidence, and the court sued the other party for not admitting it.Instead, they used the 100 million IOUs signed by force to talk about it. They obviously knew that the usury they issued was illegal, so they did everything very covertly, making the police and the court helpless.

Later, the loan sharks finally showed their cards. Their target was actually the land of the Sun family's factory, and behind the lenders was a real estate developer!

When he heard this, Han Xiaodong understood the trick. The real estate developer probably had a good eye on the land. Taking advantage of the Sun family's lack of money, they set up a trap to let them fall into the trap first, and then began to use violent means to collect debts. .

This kind of routine is no longer common now. After all, it is illegal, the cost is very high, and the risk is particularly high. Being able to use this method shows that the opponent is bound to win, and has reached the point where he will do everything he can.

"But even so, you don't have to jump off the building, do you? It's a big deal and you just drag it on. Anyway, it's illegal. If you have something to do, call the police. Could they still go against the sky?"

Han Xiaodong still can't understand Sun Chengcheng's thoughts, it is difficult to find the police!Although the police can't handle some debt disputes, they can play a deterrent effect after all.

After hearing what he said, Sun Chengcheng smiled wryly, and said with a sad expression: "The police have some things they can control, and some they can't. Ever since they got involved with my family, they have been harassing us non-stop. First they went to the factory to make trouble, and they were caught After the police drove away, they began to threaten our workers and our customers. A few days ago, they faked a car accident and seriously injured my dad. Now he is still lying in the hospital. I really have no choice but to die. Fight, I'm a girl, what else can I do?"

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