Lingyu First Bank

In fact, among the people, there are many people who want to buy national bonds. The interest rate of the national debt is higher than that of Lingyu First Bank, and it is guaranteed by the state.But because it is a new thing, there is a strong wait-and-see mood.

The joining of two national-level buyers immediately ignited people's enthusiasm, and people who bought treasury bonds flocked from the ninth day onwards.More than 30 billion low-grade spirit stones were sold in just one day.

Wang Yuan finally let out a long sigh of relief.

Exactly on the No. 20th day, the first tranche of 200 billion low-grade Lingshi national debt was fully issued.

After hearing the report, Glory was overjoyed. This is the international recognition of Wenshan Kingdom!Dai Peng was conferred the title of Prince Shao Fu, and Wang Yuan was also conferred the false title of third-rank financial advisor.Glory also held a celebration meeting. In addition to court officials, the person in charge of the issuance of national bonds from Lingyu First Bank was also invited.Also got a reward.

After the issuance period, Wang Yuan handed over 100 billion low-grade spirit stones to the treasury of Wenshan State. This was agreed in advance. Half of the national debt will be used in real spirit stones, and the other half will be managed by Lingyu No. [-] Bank. A special account will be opened, and some expenses can be transferred Pay, you can also pay Lingyu coins.

The issuance fee of [-] million low-grade spirit stones for the national debt was directly deducted from the account. To be honest, Wang Yuan didn't like this fee, but the bank had no reason to do it for nothing.

After the issuance of the first tranche of treasury bonds, Wang Yuan handed over the establishment and site selection of the Wenshan branch to Feng Jiao, and Hou Meng also cooperated with her here.

Wang Yuan returned to Xianyu, and he has two short-term goals for the next step, one is to establish a national bond trading market.Then there is the establishment of an investment bank. The scale depends on the bank, and the profit depends on the investment bank.

When Wang Yuan returned to Weiyang City, Xiaoyue'er and Duguyu both came to the door and scolded Wang Yuanhao.I thought he would come back after a month or two, but I didn't expect him to go for almost a year.

Looking at Xiaoyue'er who had grown taller again, Wang Yuan patted her head a little dotingly. After all, Xiaoyue'er was already grown up, so he knocked off Wang Yuan's hand: "Brother, I've grown up, I can't grow up anymore." Treat me like a child and keep touching my head!"

Wang Yuan laughed heartily, returning to his family is always a warm thing.

Although I don’t have a computer, fortunately there is Hun Tian Ze, so I leave the programming to Xiaomei. She doesn’t know how to write digital programs, but her analog programs are easier to use than digital programs.

The trading venue of the National Bond Exchange is on the left side of the head office of the First Lingyu Bank, and the right side of the bank is reserved for the stock exchange.In the future they could be merged into a stock exchange.

The construction of the National Bond Exchange was completed very quickly. The most troublesome thing was the personnel. The training of these personnel had to be trained by Wang Yuan himself, because no one knew how to operate it. To be honest, Wang Yuan had never done it before. Working in a bank, he has only been exposed to national debt a little bit. Fortunately, he liked to study in his previous life, so he has some understanding.

Wang Yuan recruited more than 500 people to train, and finally he will select 300 people who performed well to stay in the National Bond Exchange, and Xiao Yue'er and Dugu Yu all came to attend the class.

After three days of lectures, it entered the discussion stage, and everyone argued fiercely. Wang Yuan was very pleased. After several years of practice, all the people he brought out had accepted his knowledge and ideas.For Wang Yuan, knowledge can be continuously explored, and ideas are what he cares most about. He wants talents who have the ability to think independently and dare to challenge authority.It now appears that the goal has been initially achieved.

Then there was a one-month internal trial operation. During this process, problems were constantly discovered and adjustments were made.

Inside the National Bond Exchange is a huge hall with four jasper screens hanging in the middle, which will display real-time national bond prices. There is only one national bond on the market, Wenshan National Reconstruction Fund No. [-].

Below are hundreds of seats, here are the seats of market dealers, they are agents of transactions, due to the existence of Huntian, Wang Yuan's treasury bond exchange has directly skipped the purely manual trading stage, and all transactions can be combined Data exchange is performed by Huntian, which is more clear.

In order to conduct treasury bond transactions, customers need to register at the treasury bond counters of the First Bank branches at the county level and open treasury bond accounts. A fund account associated with a treasury account is used for fund settlement.

When customers want to trade, they can entrust transactions on the national debt counter, or use a small program on Lingxinbao. The national bond transaction can be operated by itself. The operation requires spiritual power authentication. The difference between spiritual power is clearer than fingerprints. Other people's spiritual power can't fool Hun Tianze at all.

Large-scale transactions still have to be completed through market dealers, so trading seats are reserved in the national bond exchange.

Under Wang Yuan's suggestion, the Julong Lingxiu Trading Guild has changed its name to Julong Lingxiu Trading Company, Lingxinbao Management Company, Lingxinbao Communication Company, Qujia, Wenjia, Qijia, etc. and Wang Yuan. All the families that are related to each other have seats here, although I don't know what to do?Anyway, there is no need to pay a seat fee, so it is good to come and have a look.

Then, Wenshan Kingdom, Xianyu Empire, and Dajin Kingdom all have their own seats, but they don't know why they are here?Anyway, since Wang Yuan invited him, let's save face.

Wang Yuan sent personnel to train these market dealers, but how was the effect?It's hard to say now, Wang Yuan is not very confident, these people are incomparable to the people he trained, each of them has rigid thinking, and the relevant concepts make them understand, similar to explaining the principles of computers to primitive people.

However, Wang Yuan believes that true knowledge comes from practice, as long as they find out that they can make money, they will naturally participate in it.

After half a year of preparation, Wang Yuan's treasury bond exchange opened after the Wenshan National Reconstruction Fund No. [-] was issued.

After several months of publicity, many people still opened accounts at the national debt counter, but because only county-level branches have this national debt counter, it is not very convenient, so the number of account openings in the end only reached more than 500.

Wang Yuan was already very satisfied, and he still opened more than 500 accounts even though he didn't understand anything, this only shows that the first bank of Lingyu has been deeply rooted in the hearts of the people and won the trust.

In order to promote customers' active trading, the National Bond Exchange announced that all transactions within three months will be exempted from paying handling fees.

On the first day of the opening of the national debt, Wang Yuan was afraid of being left alone, so he arranged an internal transaction. Unexpectedly, he did not grab the first transaction.

The first transaction was a Dajin businessman who was anxious to use spirit stones. He had a national debt of 100 million low-grade spirit stones, and he wanted to get a loan from the bank. Treasury transactions.

According to the person at the national debt counter, if he takes out a loan, he will have to bear an annual interest of more than [-]%, and if he goes through the national bond market, because he is taking the No. [-] national debt of the reconstruction fund, it is not a problem for him to sell it at the original price. If possible It is also possible to recover half a year's interest, which is [-]% interest.

The Dajin businessman followed the advice and opened an account. Then, as soon as the national bond market opened, he listed the national bonds. In order to facilitate the transaction, he took the initiative to lower the selling price, adding a percentage to the original price. One of the interest.

As soon as the news got out, it was immediately bought by market makers in the national bond trading market.

The businessman was overjoyed. Not only did he save the procedure for applying for a loan, but he also bought the national debt without any loss. So he thanked the bank and the staff at the national debt counter in every possible way. It is estimated that if he knew, he would send a pennant.

The treasury bond trading market officially opened.