Chef system

Chapter 93 Loans

"Since you can defeat Cui Yuhao, then there shouldn't be any big problems in the next food competition held in our city." Shen Guozhong said with a smile.

Yang Chen said with a smile: "It shouldn't be a big problem, unless there are chefs of Cui Yuhao's level appearing in the competition."

"It doesn't matter." Shen Guozhong smiled, and turned to ask and answer: "Yang Chen, did you have any problems with Changhe Real Estate before?"

"Changhe Real Estate? I've never been in contact with it before." Yang Chen looked confused.

Changhe Real Estate is a large real estate company in Binhai City. He has heard of it before, but he doesn't remember offending him.

Shen Guozhong saw that Yang Chen's expression didn't look like a fake, so he said: "This Cui Yuhao was specially invited by Changhe Real Estate to deal with you. Fortunately, your cooking skills are better than him and won this competition, otherwise the consequences would be disastrous."

"It's no wonder Cui Yuhao came to the door, it turned out to be like this." Yang Chen was thoughtful.

"Okay, don't take this matter to heart. It's getting late, and the food competition in Binhai City is about to start. You should take a good rest these few days and prepare for the competition. If you encounter any difficulties, let me know , within the scope of the law, I will try my best to help you." Shen Guozhong said.

"Then I would like to thank Mayor Shen." Yang Chen hurriedly thanked him.

But at this time, Li Changquan was in an extremely bad mood. He looked at Chang Wensheng coldly, "Chang Wensheng, didn't you say that you would definitely defeat Yang Chen this time? How can you explain this to me now? "

You ask me, who do I ask?
Chang Wensheng was also very helpless. After learning that Cui Yuhao had failed, he immediately called to ask for details, but the latter didn't answer at all.

"This parallel importer, I really don't know how he won the championship of the Yingzhou Food Competition? Even a little Yang Chen can't beat it, it's in vain that I believed him so much before."

Chang Wensheng was full of resentment, but now Cui Yuhao's people could not be seen, and there was nowhere to vent his resentment.Even facing Li Changquan's scolding, he could only swallow his anger.

"I'm sorry, young master, this result was my mistake." Chang Wensheng said in a low voice.

"Mistake?" Li Changquan angrily reprimanded: "Do you know how much money I lost because of your mistake this time? It's fine to hire Cui Yuhao's 100 million. Since he didn't win, there is no need to give him the money. It's just hiring water The army spent millions of dollars, not to mention other miscellaneous things. Because of your mistake, I lost almost 300 million yuan."

"However, none of that matters."

"Look at what's said on the Internet because of this incident? Yang Chen defeated Cui Yuhao in one fell swoop, and his reputation is even bigger than before. It means that we spent so much money, all of it was used to build momentum for Yang Chen." Li Changquan Said out of breath.

300 million is just a small amount of money to him, he spends it as soon as he spends it, and he doesn't feel bad at all.What made him extremely upset was that the plan that was originally used to suppress Yang Chen, but now because of Cui Yuhao's mistakes, made Yang Chen's reputation rise to a higher level by taking advantage of this momentum.This annoyed him very much.

Chang Wensheng lowered his head, not daring to say anything.In his heart, Cui Yuhao had already scolded Cui Yuhao to the brim.

After Li Changquan finished speaking, he seemed a little dispirited. He waved his hand and said, "Through this incident, I have to have serious doubts about your ability. I will suggest that father change your position."

When Chang Wensheng heard this, his face immediately turned pale, and he was secretly annoyed, "This Li Changquan provoked Yang Chen for no reason, and now that something goes wrong, he puts all the responsibility on me. How could Boss Li have such an incompetent son? .”

"No, this matter can't be left alone." Li Changquan seemed to have thought of something again, with a sullen expression on his face, "Since I can't do anything to you in cooking, then I can only think of other ways."

Looking at Li Changquan's appearance, Chang Wensheng frowned deeply.He knew that the other party had always been arrogant, and this time he fell into Yang Chen's hands, so he definitely wouldn't give up just like that, and would definitely think of other ways to deal with Yang Chen.

Although he intends to make Li Changquan stop taking action against Yang Chen, but now he has messed up the matter just now, and his words of persuasion to the other party will probably anger him. I just hope that Li Changquan will pay attention to his sense of proportion and not create a big mess for Changhe Real Estate.

The next day, after Yang Chen made arrangements for the hotel, he immediately called Huang Buhua, and tactfully mentioned to him about the acquisition of Maplewood Hotel.

At noon that day, under the introduction of Huang Buhua, Yang Chen met Yi Weiyan, the vice president of Binhai Bank.

Yi Weiyan looks to be in his 40s, with a fat body, and he always has a smile on his fat face, looking friendly.

"Mr. Yang, I have been admiring you for a long time!"

Seeing Yang Chen coming in, Yi Weiyan immediately greeted him, "I am Yi Weiyan, the vice president of Binhai Bank. Mr. Yang was able to defeat Cui Yuhao this time, which raised the prestige of our country. He is really a hero, which is admirable." .”

Yang Chen said with a smile: "President Yi is overrated. To be able to defeat Cui Yuhao is just good luck."

"Mr. Yang, why should you be so modest." Yi Weiyan laughed, and led Yang Chen to sit on the sofa, and said in a serious voice: "Let's not talk nonsense, I heard that Mr. Yang is interested in taking over the Maplewood Hotel, I wonder if you have what idea?"

"Can you tell me about the current situation of Maplewood Hotel?" Yang Chen asked.

Yi Weiyan nodded, and said: "Zhang Dakang, the owner of the Maplewood Hotel, borrowed 600 million from our bank for three years, with an annual interest of 6%, which means that the total repayment is almost 715 million. Now Two years and ten months have passed, and there are still two months until the repayment date. However, given the current operating conditions of the Maplewood Hotel, the money must not be repaid. Therefore, the three stores of the Maplewood Hotel in our Binhai City It will be mortgaged to Binhai Bank in two months. If Mr. Yang is interested, we can sell or rent three shops to you, what do you think?"

"If sold, at what price?"

Yi Weiyan smiled and said: "According to the current market situation in our Binhai City, as well as the scale and location of Maplewood Hotel, the facade located in the city center is the most expensive, at least 400 million; A total of 350 million can be sold. If Mr. Yang is willing to take over, Binhai Bank is willing to sell it to you at the original price of 715 million."

Yang Chen nodded. Before coming, he specially did his homework on the land price. Yi Weiyan said the price was very reasonable.But the problem is, he simply can't afford 715 million in cash now.

"Then what about renting?"

"If you want to rent, the monthly rent of the branch in the city center is 5, and the monthly rent of the other two branches is 2 and 3 respectively. That is, if you want to rent all three shops, the monthly rent is only 10. You need to pay [-] yuan in rent," said Yi Weiyan.

Yang Chen nodded slightly, if it was just renting, with the money he has now, there would be no problem at all.

"Your price is very reasonable, but after two months, the time is really too long. Is there any way for you to get the Maplewood Hotel in your hands within three days?" Yang Chen asked.

His goal is to increase the monthly turnover to 1000 million within a month, and he can't wait for two months.

"Three days?" Yi Weiyan frowned and asked, "Mr. Yang, are you so eager to get these three facades? You know, even if you get the facades in your hands right away. The hotel is redecorating, recruiting chefs, It will take a lot of time, and the hotel will not open at all.”

Yang Chen said affirmatively: "I'll find a way to solve this. I just want to know if there is a way for your bank to get the Maplewood Hotel in your hands within three days?"

"This one……"

Yi Weiyan smiled wryly, and said, "You really found us a difficult job!"

"So you have a solution?" Yang Chen asked immediately.

"There is indeed a way." Yi Weiyan did not hide it, "but the loan has not yet reached the repayment date, Zhang Dakang will definitely not hand over the hotel to us easily. If you want to get the hotel in your hands within three days, We, the bank, will definitely lose some of our profits."

Yang Chen leaned back slightly, and changed to a more comfortable sitting position, "I know this. You just need to tell me what I need to do."

Yi Weiyan looked through the documents and said: "If we take the Maplewood Hotel from Zhang Dakang within three days, it is conservatively estimated that our bank will pay a loss of 30 yuan for it."

Yang Chen rubbed his chin, 30 is equal to the net profit of his hotel for a month, not too much.Including the Chenguang Hotel and the health care center, his total assets now total about 800 million, of which the amount of working capital that can be used is about 100 million.It is not difficult for him to take out 30 to offset the part of the profit lost by the bank.

Seeing Yang Chen hesitate, Yi Weiyan said again: "Of course, this is only a preliminary estimate. According to Zhang Dakang's own wishes, this value will probably fluctuate around 30. The specific value can only be determined after negotiating with Zhang Dakang." confirm."

"Then to negotiate with Zhang Dakang, should your bank come forward, or should I negotiate with myself?" Yang Chen asked again.

Yi Weiyan smiled slightly, "Actually speaking, our bank will not be involved in the affairs of the Maplewood Hotel until the loan repayment date is due. But after all, Mr. Yang was introduced by Boss Huang. This matter Let our bank come forward to negotiate with Zhang Dakang!"

"Then thank you all very much." Yang Chen said.

After talking about this matter, Yang Chen was about to leave, when Yi Weishuo suddenly said: "Mr. Yang, in fact, when I meet you this time, apart from the Maplewood Hotel, there is one more thing I want to discuss with you. "

"What's the matter?" Yang Chen asked, he didn't think he needed to cooperate with Binhai Bank other than the Maplewood Hotel.

Yi Weiyan smiled slightly, and said: "Mr. Yang now owns two stores, Chenguang Hotel and Health Care Center, and you have just defeated Cui Yuhao, and now your fame is in full swing. Of course, the more important thing is that we are now in Binhai The city is building a gourmet city. As a signboard in the gourmet industry of our Binhai City, the city will definitely give you extremely generous policies. There are not many opportunities for you. Why don't you take advantage of this opportunity to vigorously develop your own hotel industry? "

Yang Chen sat up straight and asked, "What do you mean?"

Yi Weiyan smiled slightly and said: "If you are willing, Mr. Yang, our bank is willing to provide you with an ultra-low interest rate loan of 5000 million yuan to help you develop your own hotel industry."

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