Daming: I became Zhu Yuanzhang's eldest son

At this time, Zhu Tao quickly called out his favorite student, Xie Jin, and said to him.

"Your Majesty is now going to test your knowledge and entrust you with great use. You must be careful to answer correctly, and don't embarrass your teacher."

Xie Jin replied to Zhu Tao with a smile.

"I have been studying under the master's door for half a year, and I still understand some basic things. As long as it is not too difficult, I should not leak water."

If Zhu Yuanzhang had heard others say this, he might have lost his temper a long time ago, but he is Zhu Tao's disciple after all, so he still needs to show some face.

"Okay, since you are so confident, let me ask you, if you are asked to manage this treasure now, how should you deal with it?"

Seeing Zhu Yuanzhang asking such a question, Xie Jin gave a deep salute first, and then spoke.

"Your Majesty, in fact, this matter is quite simple. As long as you make good use of the interest rate hikes and cuts, you can keep money and manage it well."

Zhu Yuanzhang was indeed a little surprised, but he looked at Xie Jin pretending to be profound, and asked again.

"Then tell me about the interest rate increase and decrease, and let me and all the ministers present listen to you, what kind of ability do you have?"

Xie Jin glanced at the officials present, and solemnly introduced to everyone.

"The method of raising and lowering interest rates is actually not mentioned by Master. I came up with it myself. If we use Daming Bank as the basic plan, as long as we increase the interest rate, all countries will invest money in Daming Bank. We can gather a lot of wealth in exchange for foreign exchange to invest in business."

At this time, Li Shanchang was a little puzzled by Xie Jin's words, and he said with a smile.

"We issue Daming Treasure Banknotes ourselves. Even if the interest is increased, what if they still use Daming Treasure Banknotes to deposit?"

At this time, Xie Jin glanced at Li Shanchang like a fool, and said helplessly.

"Daming Bank's deposits only accept gold and silver, and then let them be exchanged into Daming treasure notes, so we have a steady flow of materials. Once we enter a saturation stage, we can reduce interest rates."

Zhu Yuanzhang was dumbfounded by the idea of ​​the young genius in front of him, so he hurriedly asked.

"If the interest rate is lowered, wouldn't the gold and silver that flowed into Daming be returned, and they will rarely come to save money?"

Xie Jin was very proud, he said directly.

"Your Majesty, you can't keep pulling the wool. When the wool on the sheep is almost gone, you have to put it back first. Wait until the wool grows more and then pull it. This is the method of raising and reducing interest rates."

Zhu Yuanzhang is a hero of his generation. He understands things faster than others. After hearing what Xie Jin said, he already understands what's going on.

Although it is easy to understand, it is indeed very good, and this is just a 12-year-old boy.

Zhu Yuanzhang was overjoyed immediately, and he quickly made a decision.

"How about this, I will give you a grace directly, give you a Jinshi background, and go to the Ministry of Households to specialize in the management of treasures. Seeing that you are still young, I will give you a fifth-rank official title to experience it first, and wait until you have made meritorious service. reuse."

Xie Jin was stunned in an instant, and he didn't know what to do. Now he is not even a scholar, so he has a Jinshi background.

Now all the courtiers present also understood that as long as they were mixed with Zhu Tao, none of them could do well, even a 12-year-old child could start as a fifth-rank official.

In other words, as long as there is nothing wrong with this child, he will definitely be able to enter the cabinet smoothly in the end. It is just a matter of time.

According to common sense, being appointed an official by Zhu Yuanzhang and bestowed a Jinshi background, he should kowtow and thank him immediately.

But I didn't expect that Xie Jin didn't respond at all. Instead, he looked back at Zhu Tao. The meaning was very simple. If the master didn't agree to this official, he wouldn't be able to be an official.

Zhu Yuanzhang was stunned in an instant. If it was someone else, it would probably be another crime of losing his head.

Because the meaning hidden here is very simple, that is, only listen to the master, regardless of the laws and regulations of the court, the emperor's authority is not as important as the master's nod.

However, if this happened to Zhu Tao, it would be very simple. After all, Zhu Yuanzhang is too close to Zhu Tao, no prince can compare.

"You boy, we will grant you fame and official position. You still have to see Zhu Tao, is it because your master refuses to agree, and you will not come out to be an official?"

Originally thought that Xie Jin could give himself a step up, but he didn't expect that he would only answer one sentence.

"Yes, Your Majesty."

This made even Zhu Tao a little helpless. He didn't expect Xie Jin to be such a real person, he said quickly.

"What nonsense are you talking about here? Your Majesty can grant you fame. This is a grace that has never existed since ancient times. Why don't you hurry up and kowtow to thank you."

With Zhu Tao's words, Xie Jin gave Zhu Yuanzhang three kneels and nine kowtows, and said.

"Thank you for your majesty's kindness. In the future, I will devote myself to serving the court and sharing the worries of the master."

At this time, Zhu Tao also just found an opportunity to say to Zhu Yuanzhang.

"Father, you see, my apprentice has already managed the treasures for me, so I don't need to go to the early court, anyway, I can't get up anyway."

Zhu Yuanzhang gave him a kick in an instant and said.

"You brat, you just sneak around every day. Well, let's give you another month's leave. After one month, you will go to the morning court normally. You are not allowed to ask for leave for any reason."

At this time Zhu Yuanzhang was about to go back to the palace with everyone, but Li Shanchang suddenly said something.

"Your Majesty, although this Xie Jin is said to be a young genius, he still doesn't know much about official etiquette. If I stay here to teach him, it is not in vain for King Dingyuan to recommend him."

Zhu Yuanzhang nodded and said with a smile.

"It seems that we, Li Xiangguo, are thoughtful. Such a child is really a good prospect. It is his blessing that you can teach him something, so let's go first."

After finishing speaking, Zhu Yuanzhang took these ministers back, and Li Shanchang hurried to Zhu Tao and said in a low voice.

"Your Highness, I have something to think about and I want to discuss it with you. Please don't refute my face."

Zhu Tao didn't know what he was thinking, but judging by his appearance, he probably had the intention of clinging to him if he stayed.

"You are welcome, Li Xiangguo. You are the head of our Daming cabinet. If you don't give face to anyone, you should give face to you. If you have anything to say, just say it."

Li Shanchang said to Zhu Tao with a smile.

"I think this Xie Jin is pretty good. Fortunately, he is also His Highness's apprentice. There are several nieces in my family who are about the same age as him. If King Dingyuan doesn't dislike him, let's settle the marriage."

Zhu Tao was a little dazed after hearing this, and before he could say anything, Li Shanchang continued.

"Dowry is not a problem at all. My family has more than a dozen manors, 10 taels of gold and silver, and dozens of hectares of land, all of which were rewarded by His Majesty."