Daming: I became Zhu Yuanzhang's eldest son

Chapter 224 Financial warfare is far better than weapons

Zhu Tao glanced at Old Tang, but said with a smile.

"We just want them to borrow money, so if they are willing to borrow, don't say [-]% interest, even if there is no interest, there is no problem. This is a financial war."

Old Tang has been with Zhu Tao for so many years and has accepted many new things, but he still doesn't know anything about the concept of financial warfare.

"I still don't quite understand, please tell the young master in detail, it will also open our eyes."

If it were someone else, I am afraid that Zhu Tao would not be so interested in telling so much, but for Old Tang, he was willing to talk.

"It's actually very simple, that is, we lend them the Daming banknotes, and let us use the Daming banknotes as the common currency on their grasslands. This is good for us."

Old Tang seemed to understand a little bit, so he said happily.

"If war really breaks out, then we will no longer accept Daming Treasure Banknotes and replace them with new currencies, so that the Northern Yuan nobles look like they are holding money, but it is actually a piece of paper, and their wealth will be looted."

Zhu Tao sighed. In fact, this is only the most low-end method, but it is not easy for Old Tang to think of this level.

"What you said can be regarded as an idea, but this can only be the most low-end method."

Old Tang really didn't understand, if this doesn't work, is there any more high-end method?
Of course, Zhu Tao just smiled lightly and said.

"The value of this Daming treasure banknote is actually controlled by Daming. If more treasure banknotes are issued, the paper currency will depreciate in value. In other words, it will be worthless."

Old Tang understood in an instant that these Mongolians used real money to buy banknotes at the beginning, once the value of the banknotes depreciated, their investment would be regarded as being locked up.

"But master, what if they want to redeem all the things they put in? Aren't we working in vain?"

Zhu Tao smiled, this question is actually too simple.

"The buying price is different from the selling price. The Daming Treasure Banknote has been demoted. If you want to redeem it, you have to pay more Treasure Banknotes. In this way, we will be able to keep track of ghosts. Unknowingly ransacking their family property, Da Ming just printed a few more sheets of paper, nothing was lost, and it would be too hard to put in the toilet, so why not get Bei Yuan to exchange money."

At this time, Zhu Di suddenly came out from behind. In fact, he had already listened to the conversation between the two of them.

"Brother Tao is really good at planning, but there is another problem that you haven't figured out. According to your words, Daming's printing more treasures can plunder other countries' property invisibly, so Daming's own economy may also be affected. This is You said inflation."

In fact, Zhu Di has spent a lot of time studying economics with Zhu Tao since he took charge of the State Commercial Department. It is not unusual for him to speak some modern vocabulary.

But Zhu Tao laughed and said.

"Fourth brother, although you have studied economics for so long, you are still not very flexible. As long as the war with other countries is over, we will naturally not print so many treasures. Once the number of treasures drops , and the natural value will be restored.”

In other words, the people of Ming Dynasty did not actually harm any real interests.

Moreover, this move can be used at any time when fighting against countries other than Ming Dynasty, and it is still a conspiracy with no solution.

The so-called conspiracy is to let you know that this is a strategy that is not good for you, but you have no way to deal with it.

Now Zhu Di is actually a little lucky, fortunately he and Zhu Tao are now brothers instead of enemies, otherwise, with these vicious tactics, no one can really hold on.

Zhu Di followed Zhu Yuanzhang to practice riding and archery in Poyang Lake since he was a child. When he grew up, he led troops to fight, and naturally killed countless people.

But he didn't expect that he could hurt people with a sword, but the seemingly weak Zhu Tao could kill people with money.

No matter what it is, in Zhu Tao's hands, it is like a magic weapon, killing people invisible, surpassing the power of thousands of troops.

Zhu Di looked at Zhu Tao, wondering how many schemes this younger brother had in mind that he hadn't used yet.

"Fortunately, all these strategies of yours are against the enemy, otherwise, whoever it is used on, the other party will be a disaster."

Zhu Di was speaking from his heart. He even felt that Bei Yuan was a bit pitiful now. He exchanged a lot of cattle and sheep for useless ironware, and then exchanged a lot of gold and silver for worthless Daming banknotes.

And these two idiots probably don't know what happened after their house was ransacked.

Zhu Tao smiled very modestly, and answered Zhu Di.

"Actually, this works theoretically. We also need to grasp an appropriate amount. Otherwise, if we don't use it properly, we will suffer backlash and hurt ourselves instead."

In fact, Zhu Di is not worried about these at all. After all, Zhu Tao is sure, so is he afraid that there will not be an appropriate amount?
Zhu Di stared at Zhu Tao closely. He suddenly thought, if this guy just proposes such a strategy and doesn't care about anything in the future, it is not certain whether those cabinet ministers and the six ministers can complete this matter.

Therefore, this thing can only be grasped by a person who can fully grasp the appropriate level and is completely trusted by the court.

This person must be Zhu Tao, but his younger brother really knows it too well. His dream is to be a dandy who eats and waits to die, and he doesn't want to do anything else.

Generally speaking, he only needs to propose his own plan and let others implement it. Let him be responsible for it, which is no different from asking him to kill him.

Zhu Tao made Zhu Di stare a little nervously. He didn't understand what the fourth brother wanted to do, so he coughed and asked.

"Fourth brother, why are you watching me? Do I have rice on my face, or do I have Crayon Shin-chan tattooed on my face?"

Zhu Di shook his head and said.

"Nothing. I still have something to do today. I'm leaving first. I won't be eating at your place. You should be busy first."

After finishing speaking, Zhu Di didn't stay any longer, and left in a flash. Zhu Tao looked at his back and didn't know what was going on.

Zhu Di wanted to report this matter to Zhu Yuanzhang as soon as possible, as for his father's arrangement, that was his own business.

At that time, no matter whether Zhu Tao needs to be in charge of the specific matters of this matter or not, anyway, he can't blame himself, and there is an advantage in reporting in advance.

At this time, Zhu Yuanzhang was reviewing the memorials in the Qin Zheng Palace. When he saw Zhu Di coming, he raised his head and asked.

"Fourth, did you just come from Tao'er, did the Beiyuan Taiwei see you, how is the talk now?"

Zhu Di answered quickly.

"Qizou father, they bought [-] jin of ironware, and they have left the border of Ming Dynasty now."

Then he said all of Zhu Tao's operations.

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