One dollar start: Do you know what a business genius is?
Chapter 147 Payment by installments
The amount of the interest-free loan was directly increased to 500 million!
After a little calculation, Lin Yi knew that this was the maximum amount that the bank could lend.
In bargaining, both parties must know each other's bottom line.
Otherwise, others will think you are fooling him.
"Since Manager Wang has made such a big concession, I have to show my sincerity. Let's say, in terms of interest-free loans, you can just grant me [-] million yuan, and I don't need so much!"
Lin Yi took a step back.
Wang Shuo breathed a sigh of relief, and quickly said: "This relationship is good, so how about it, come here, our quota is still open to you, and if 300 million is not enough by then, you can directly lend 200 million without approval Help, how about it!"
"Then thank you Brother Shuo!"
Lin Yi's title has changed directly.
Wang Shuo also had a slight smile on his face when he heard that Lin Yi's address had changed.
"Damn, they are all our own people. Why are you talking about this? Let's sign the contract as soon as possible."
There was a bit of anxiety in Wang Shuo's tone.
"No problem, I'll take a taxi right away!"
Lin Yi responded directly.
After hanging up the phone, Lin Yi took out his mobile phone and prepared to call a taxi.
Wang Hao looked up at Lin Yi in front of him: "Boss Lin, when did you have another bank contact you?"
"Where is another bank contacting me!"
Lin Yi shook his head, and looked at Wang Hao in front of him speechlessly: "You follow me every day, don't you know if anyone has contacted me?"
"Ah, this!"
Wang Hao scratched his head, and stood aside without saying a word.
"Then why do you still say so swearingly that if so many people contact you, don't you worry that Wang Shuo will check it when the time comes?"
Liang Kexin was still a little terrified, good guy, this is more than 2000 million, the bank just let it out?
"It's impossible for them to check, and for every bank, they need performance, so they are in competition with each other!"
Lin Yi paused for a while, and looked at Liang Kexin next to him.
Liang Kexin is a talented person in business.
Lin Yi also wanted to give advice along the way. After all, he wanted to train himself to be his right-hand man. He went on to explain: "First, the surrounding banks will not tell you. Second, it will take time for him to investigate, at least a few hours. What if I have another bank to contact me, what will Wang Shuo do?"
"Could he just give away such a great achievement? He doesn't dare to bet, this is determined by his character!"
What Lin Yi said, Liang Kexin also nodded slightly and said: "I understand what you said!"
"And the most important point is that even if the bank agrees to give me a loan, it only gives me the amount. Do you understand the difference?"
"They will call me in at least three installments, and then check my repayment ability. If they find any problems with my company, they will immediately stop the follow-up appropriation, and then start to recover from me!"
"Liang Kexin, you should always remember that the money paid to you in installments is equivalent to not being paid!"
"Business is like a battlefield. In many cases, it is under a wave of onslaught to lock in the battle situation, and working capital is your ammunition. If you give it all at once, you can completely win the entire battlefield, but if you give it to you in batches, you may You can't even do the first concentrated fire attack!"
Lin Yi This is entirely his own experience.
In his previous life, he didn't know how many times he died on this.
At that time, he started from scratch, and banks and other loans were made in batches. Sometimes, with a difference of one or two million, he could directly suppress the commercial competition, but because of the lack of money on his side, he gave his opponent the chance to survive. .
"I see!"
Liang Kexin nodded thoughtfully.
After Lin Yi left a sentence, he took Liang Kexin and Wang Hao straight to the bank!
It's all a game.
We must strike while the iron is hot.
If Wang Shuo reacts, he will probably consider a lot of details carefully, and the handling will not be so straightforward at that time.
At this moment.
Inside the bank, Wang Shuo and many people were already waiting here.
Standing next to him was the entire risk control team.
"Manager Wang, is it really okay to give Lin Yi so much money directly?"
The person in charge of the team looked at Wang Shuo in front of him and said with some concern.
To be honest, although they are the head office of Yuncheng, more than 1000 million is the largest amount they can release now.
But it was given to a student.
This can't help but make them a little worried.
"Did you check just now? This kid has a 600 million wealth management account in another bank, and the annualized rate of the contract is still 40.00%. I have asked my friend to ask. The 600 million assets are all earned by Lin Yi himself. !"
Wang Shuo smacked his mouth, and then said: "Who is Lin Yi, a contestant in the Hundred Yuan Survival Challenge, when he participated in this event, he only had 100 Yuan..."
"This money-absorbing ability, even if Mr. Butterfield came, he would probably have to say that he will be fearful after birth."
Wang Shuo also got Lin Yi's information, and he still has a 600 million financial account guarantee, so he dared to release so much money.
"Directly change 600 yuan to [-] million, my God, this is simply..."
"I thought he looked familiar at the beginning, but I didn't pay much attention to it when I was working. I didn't expect that it was really Lin Yi who challenged for a hundred yuan!"
"It's still because our structure is small. As expected of Manager Wang, this structure is really different!"
Many members of the venture capital team began to praise Manager Wang from the sidelines.
When Manager Wang heard these words, he couldn't help but feel a little flustered on his face, and said unhurriedly: "Actually, I still have a backup, and you will know when the time comes!"
Wang Shuo thought about what he left behind, with a slight smile on his face.
Hearing that there are still backers, the surrounding venture capital team immediately began to tout it.
After a while, Lin Yi arrived with his people.
After coming in, Wang Shuo directly took out a contract, put it on the table in front of him, and said: "This is our loan contract, a total of 500 million interest-free, and then add 1000 million low interest loan!"
"For the interest-free loan, we will transfer it directly to the company's account in three batches, which are the first month, the sixth month and the No.12 month when the contract is signed. The payment time will be postponed for one year!"
Wang Shuo looked up at Lin Yi in front of him with a smug smile on his face.
That smile seemed to be saying, didn't expect that?
Regarding these additional terms, Lin Yi frowned, then pointed to one of them and said: "40.00% of the full payment for the first payment, and 30.00% of the full payment for the second payment, I will get it within half a year." 70.00% payment!"
There was no discussion in Lin Yi's words.
After a little calculation, Lin Yi knew that this was the maximum amount that the bank could lend.
In bargaining, both parties must know each other's bottom line.
Otherwise, others will think you are fooling him.
"Since Manager Wang has made such a big concession, I have to show my sincerity. Let's say, in terms of interest-free loans, you can just grant me [-] million yuan, and I don't need so much!"
Lin Yi took a step back.
Wang Shuo breathed a sigh of relief, and quickly said: "This relationship is good, so how about it, come here, our quota is still open to you, and if 300 million is not enough by then, you can directly lend 200 million without approval Help, how about it!"
"Then thank you Brother Shuo!"
Lin Yi's title has changed directly.
Wang Shuo also had a slight smile on his face when he heard that Lin Yi's address had changed.
"Damn, they are all our own people. Why are you talking about this? Let's sign the contract as soon as possible."
There was a bit of anxiety in Wang Shuo's tone.
"No problem, I'll take a taxi right away!"
Lin Yi responded directly.
After hanging up the phone, Lin Yi took out his mobile phone and prepared to call a taxi.
Wang Hao looked up at Lin Yi in front of him: "Boss Lin, when did you have another bank contact you?"
"Where is another bank contacting me!"
Lin Yi shook his head, and looked at Wang Hao in front of him speechlessly: "You follow me every day, don't you know if anyone has contacted me?"
"Ah, this!"
Wang Hao scratched his head, and stood aside without saying a word.
"Then why do you still say so swearingly that if so many people contact you, don't you worry that Wang Shuo will check it when the time comes?"
Liang Kexin was still a little terrified, good guy, this is more than 2000 million, the bank just let it out?
"It's impossible for them to check, and for every bank, they need performance, so they are in competition with each other!"
Lin Yi paused for a while, and looked at Liang Kexin next to him.
Liang Kexin is a talented person in business.
Lin Yi also wanted to give advice along the way. After all, he wanted to train himself to be his right-hand man. He went on to explain: "First, the surrounding banks will not tell you. Second, it will take time for him to investigate, at least a few hours. What if I have another bank to contact me, what will Wang Shuo do?"
"Could he just give away such a great achievement? He doesn't dare to bet, this is determined by his character!"
What Lin Yi said, Liang Kexin also nodded slightly and said: "I understand what you said!"
"And the most important point is that even if the bank agrees to give me a loan, it only gives me the amount. Do you understand the difference?"
"They will call me in at least three installments, and then check my repayment ability. If they find any problems with my company, they will immediately stop the follow-up appropriation, and then start to recover from me!"
"Liang Kexin, you should always remember that the money paid to you in installments is equivalent to not being paid!"
"Business is like a battlefield. In many cases, it is under a wave of onslaught to lock in the battle situation, and working capital is your ammunition. If you give it all at once, you can completely win the entire battlefield, but if you give it to you in batches, you may You can't even do the first concentrated fire attack!"
Lin Yi This is entirely his own experience.
In his previous life, he didn't know how many times he died on this.
At that time, he started from scratch, and banks and other loans were made in batches. Sometimes, with a difference of one or two million, he could directly suppress the commercial competition, but because of the lack of money on his side, he gave his opponent the chance to survive. .
"I see!"
Liang Kexin nodded thoughtfully.
After Lin Yi left a sentence, he took Liang Kexin and Wang Hao straight to the bank!
It's all a game.
We must strike while the iron is hot.
If Wang Shuo reacts, he will probably consider a lot of details carefully, and the handling will not be so straightforward at that time.
At this moment.
Inside the bank, Wang Shuo and many people were already waiting here.
Standing next to him was the entire risk control team.
"Manager Wang, is it really okay to give Lin Yi so much money directly?"
The person in charge of the team looked at Wang Shuo in front of him and said with some concern.
To be honest, although they are the head office of Yuncheng, more than 1000 million is the largest amount they can release now.
But it was given to a student.
This can't help but make them a little worried.
"Did you check just now? This kid has a 600 million wealth management account in another bank, and the annualized rate of the contract is still 40.00%. I have asked my friend to ask. The 600 million assets are all earned by Lin Yi himself. !"
Wang Shuo smacked his mouth, and then said: "Who is Lin Yi, a contestant in the Hundred Yuan Survival Challenge, when he participated in this event, he only had 100 Yuan..."
"This money-absorbing ability, even if Mr. Butterfield came, he would probably have to say that he will be fearful after birth."
Wang Shuo also got Lin Yi's information, and he still has a 600 million financial account guarantee, so he dared to release so much money.
"Directly change 600 yuan to [-] million, my God, this is simply..."
"I thought he looked familiar at the beginning, but I didn't pay much attention to it when I was working. I didn't expect that it was really Lin Yi who challenged for a hundred yuan!"
"It's still because our structure is small. As expected of Manager Wang, this structure is really different!"
Many members of the venture capital team began to praise Manager Wang from the sidelines.
When Manager Wang heard these words, he couldn't help but feel a little flustered on his face, and said unhurriedly: "Actually, I still have a backup, and you will know when the time comes!"
Wang Shuo thought about what he left behind, with a slight smile on his face.
Hearing that there are still backers, the surrounding venture capital team immediately began to tout it.
After a while, Lin Yi arrived with his people.
After coming in, Wang Shuo directly took out a contract, put it on the table in front of him, and said: "This is our loan contract, a total of 500 million interest-free, and then add 1000 million low interest loan!"
"For the interest-free loan, we will transfer it directly to the company's account in three batches, which are the first month, the sixth month and the No.12 month when the contract is signed. The payment time will be postponed for one year!"
Wang Shuo looked up at Lin Yi in front of him with a smug smile on his face.
That smile seemed to be saying, didn't expect that?
Regarding these additional terms, Lin Yi frowned, then pointed to one of them and said: "40.00% of the full payment for the first payment, and 30.00% of the full payment for the second payment, I will get it within half a year." 70.00% payment!"
There was no discussion in Lin Yi's words.
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