Let you be a lawyer, and you send everyone else in?

"Boss, this is a guaranteed loan contract."

Liu Qiang whispered to Su Ming.

This is different from the free gift agreement signed by Liu Feng before.

The condition for the establishment of a contract is the mutual consent of both parties.

Obviously, Liu Feng signed the guaranteed loan contract willingly in order to please Wang Qian.

Secured with own dairy farm.

It is normal for dairy farms to be sold to pay off debts when the contract expires.

This is not a problem that can be solved by rich laws.

Li Hao also nodded in agreement.

This is an entry-level legal question that even a legal novice knows.

Looking at Liu Qiang and Li Hao's worried faces, Liu Feng, who had just kindled hope, felt sad again.

"This is indeed a secured mortgage contract!"

"However, liquid mortgages are used."

Su Ming smiled lightly.

A powerful aura of self-confidence emanated from his side, infecting Liu Feng and the others.

"Liquid mortgage? What do you mean?"

Liu Feng looked blank, he couldn't understand at all.

Li Hao and Liu Qiang were lost in thought.

"Liquid mortgage refers to the pre-agreement for transferring the ownership of the collateral."

"When the mortgage contract is concluded, the mortgagee and the mortgagor agree in the contract that when the debtor's performance period expires and the mortgagee has not been paid off, the ownership of the mortgaged property will be transferred to the creditor."

Su Ming said.

The eyes of Li Hao and Liu Qiang lit up, and they couldn't help but look at Su Ming with admiration at the same time.

Liu Feng was stunned.

The passage just explained was like a bible to him.

After all, professionally speaking, Liu Feng is a cattle breeder.

Can't understand the legalese at all.

"In human terms, A and B agree to mortgage property a to B, and when A fails to repay the debt at maturity, it is agreed that a will belong to B!"

Seeing Liu Feng's bewildered look, Su Ming further explained.

This time Liu Feng barely understood.

"But why should this go back to my dairy farm?"

Liu Feng asked his question again.

"A liquid agreement is not only contrary to the purpose of establishing a mortgage, but also prone to items with higher value, which will be transferred to the mortgage at a lower price, which will cause an imbalance in the transfer of value and damage the interests of the debtor!"

"Let me give you a simple example. Liquid mortgages were often used in ancient times."

"For example, Zhang San is a big landlord, and Li Si is a poor small farmer with only a few acres of Susukida."

"Li Si is struggling to survive on these few acres of Susukida."

"But in ancient times, farming was dependent on the sky. But anyone who has ever farmed knows that there are unpredictable things in the sky!"

"When the weather was bad and the rain was not smooth, then the food crops would not be produced, and Li Si's family would be hungry. It's a trivial matter to be hungry. I'm afraid that the whole family will starve to death!"

"As for Zhang San, he is a big landlord, and the food stockpiled in his family can't be eaten up for several years!"

"Big fish and meat every day, eat so much fat!"

"What can you do at this time? You have to ask Zhang San to borrow food!"

"But Zhang San doesn't want to borrow it. Zhang San will say, you and Li Si are just a poor farmer. It's not sure whether you can survive this year. I lent it to you. If you die, who will I find? "

"But I, Zhang Dashan, have a good character and like to help the poor. I see that your family still has a few acres of Susukida. How about I lend you 50 catties of rice and you mortgage your land to me? If you don't have those The field is mine now!"

"What, your field is worth 5000 catties of rice? Then I'm sorry, I, Zhang Dashan, don't care about your few acres of Susukida!"

"Anyway, only Zhang San's family has surplus food in a radius of hundreds of miles. Do you want to borrow it?"

"At this time, Li Si has no choice but to borrow food. If he doesn't borrow food, the whole family will starve to death!"

"When the time is up, Li Si hasn't paid the grain yet, so the fields worth 5000 catties of rice will be exchanged for 50 catties of rice!"

"This is the so-called liquid contract!"

"The formation of this kind of contract is often based on the situation that the borrower needs money urgently!"

"That puts the borrower and the lender on an unequal footing, and therefore the contracts that are signed are unequal."

"Therefore, the liquid clause is legally void!"

"But the invalidity of the liquid clause does not mean the invalidity of the contract!"

"That means your loan contract is still valid, but you can't use your dairy farm as a liquid guarantee!"

"That means Wang Lin can't get your dairy farm, you just need to return the money to him."

"Even if you don't pay him back, this dairy farm is still yours!"

Su Ming said lightly.

Liu Feng was completely dumbfounded.

Even if Su Ming spoke in great detail, he could fully understand it, but with his brain circuit, it was hard to understand that there are such sinister people in the world.

"Lawyer Su said so, the dairy farm is still mine?"

Liu Feng asked in a daze.

It seemed that this huge surprise had completely shut down his brain.

"Of course it's yours!"

Su Ming said.

After getting Su Ming's affirmative answer, Liu Feng finally completely believed in this matter.

"Ow!"

After Liu Feng screamed, a tiger fell to the ground and knelt down on the ground with a plop.

"God has eyes, I finally didn't let my ancestors down!"

"This is all thanks to Lawyer Su!"

Liu Feng actually kowtowed to Su Ming.

The force was so strong that Li Hao was worried that the floor would be broken.

Su Ming quickly helped Liu Feng up.

"But the money still has to be paid back!"

"Otherwise, when Wang Lin sues you, your dairy farm will still be auctioned off!"

Su Ming explained.

This made Liu Feng embarrassed.

In order to pursue Wang Qian, he has already lost everything.

Although Su Ming recovered part of it for him, it was only a small part.

Not enough to repay Wang Lin's debt.

"Oh, what can I do then!"

Once again, Liu Feng frowned.

"Boss, how about this, let's invest in Liu Feng's dairy farm!"

Li Hao said.

Hearing Li Hao's words, Liu Feng's eyes lit up!
That's right, with Lawyer Su taking a stake in his own dairy farm, he can walk sideways for fear of any trouble in the future.

Liu Feng is a professional in raising cattle, but he really doesn't know anything about law.

And with his IQ, even if he studies hard, it is estimated that it will be difficult to understand the law.

Now, Wang Lin just played a small trick, and he almost lost his family and property, and lived on the streets.

I don't know if other people will continue to set him up in the future.

But if Su Ming becomes a shareholder, everything will be different.

With Su Ming around, who would dare to bully him?
Didn't you see that Wang Lin who bullied him last time was sent in?
"Lawyer Su, you must become a shareholder of my cattle farm!"

Liu Feng held Su Ming's hand and said solemnly.