The evil genius doctor came down the mountain, the billionaire president sent a marriage letter

Liu Ziwei's exposure caused Liu Dongqi to be controlled by the police.

The promised construction of the charity fund was also urgently stopped by the board of directors of Nuowei Real Estate. They suspected that Liu Dongqi used charity to launder money, collect money, and embezzle public funds.

In short, all kinds of sewage are thrown away.

The plan of the charity fund has been stranded, and I want to restart it, maybe 800 years later.

When Li Qingmu heard the news, he contacted Zhang Fan immediately.

Zhang Fan was speechless: "This Liu Ziwei is really strong, and he sent his father to jail just like that, shit!"

Liu Qingning knew why he was annoyed, and persuaded him, "The big deal is that our family will do charity by ourselves, and this money is not bad."

Zhang Fan replied: "I just want to make this kind of real estate company that drinks human blood bleed hard, no."

Zhang Fan immediately took out his mobile phone and called Mo Qianqian: "Come here, I want the information of all board members of Nuowei Real Estate."

"Yes, Master."

Mo Qianqian hung up the phone, feeling that she is really... Forget it, stop complaining, and serve Zhang Fan honestly.

……

Mo Qianqian arrived and began to introduce the information of the directors of Nuowei Real Estate.

Hearing this was boring, Zhang Fan simply pulled Li Qingmu into his arms, and made out in front of Mo Qianqian.

At this situation, the corners of Mo Qianqian's mouth twitched, almost going crazy.

If she wanted to put it aside, she must have thrown the document directly on it.

But now she has no temper at all, and continues to make work reports.

"End?"

Zhang Fan asked after listening to the report.

Mo Qianqian nodded: "Yes, master, if you want to control Nuowei Real Estate, I suggest you not touch it. His debt ratio is too high. If it is to be liquidated, it will be insolvent."

Li Qingmu was out of breath and said with emotion: "Is this the case for real estate developers? All of them are invested with bank money, so why don't you take out a dime yourself?"

Mo Qianqian introduced: "You may not understand the operation mode of real estate, let's use an analogy."

"Real estate starts with the bidding land. If they want to bid for this land, they must first have funds. They have nothing in hand, but they have a relationship and can borrow from the bank. First of all, the money for the bidding land is all From the bank."

"After the bidding, start to work on the project. The project will say that the money is not enough to build, and it will go to another bank to borrow money and reinvest. This is another misappropriation of money."

"When waiting for users to buy a house, what they buy is an off-plan house. What is an off-plan house? The house bought from a bank loan is another loan."

"Three sums of money, part of the money will eventually build a house, a large part will enter the enterprise, and the part that enters the enterprise will mostly enter the pocket of the boss."

"Think about it, one piece of land is equal to three rounds of loans, but there is only one piece of land, and the loan money is gone. If there is no guarantee that there is enough money to build a house, then the money from three banks will have to be repaid. , is not insolvency.”

Li Qingmu was dumbfounded when he heard this: "Is it still possible to do this? Will the bank not be held accountable?"

Mo Qianqian explained: "It's driven by profit."

"What the bank wants is income, and in this way, the loan for buying land can charge interest."

"Even if it is the money invested in construction, interest can also be charged."

"Then there is the money borrowed by the buyer, which has interest again."

"The addition of so much interest is profit. For profit, banks will ignore risks."

"Besides, on the surface, there is no risk at all, but we have to understand one thing, that is, businessmen borrow money to build houses, and they want to make money. Most of the money borrowed is taken away by them. "

"That's why there are many cases of running away with the money of the real estate under construction. It's not that the house is really out of money to build, but that they have calculated an account, built the house, and have to pay back the bank's money. Let them settle their own accounts, and they have to run away in order not to return the money they have finally pocketed to the bank.”