crescent crescent

Both Tian Chong and I breathed a sigh of relief, because the current matter was clearly planned by Tian Chong for a long time, and I also breathed a sigh of relief, because I think Tian Chong's idea is right and can be implemented completely.I am still very happy to see that her ideas have been basically accepted by everyone.

"Does that mean that everyone agrees with my idea?" Tian Chong smiled triumphantly.

"Sister Chong'er, don't worry, you need to complete a plan, we need to see if there are any imperfections, and then optimize it.

It also needs to be reviewed by a lawyer to see if it is reasonable and legal, and it needs to declare financing, etc., but it is not as simple as you think! " Zhang Yilan reminded kindly.

Tian Chong glanced at me with a smirk: "I have already finished the preliminary design of the draft, my husband, and I will leave the rest of the tasks to you! Is that ok?"

"Okay!" I didn't talk too much nonsense, because I'm really used to it, and in the meeting room, Tian Chong is allowed to tease me, but I will definitely not tease me back, otherwise, if I show my love in front of everyone, I will really lose my head .

This matter, from the time I got the plan to perfecting it, after a week, Zhan Yilan and Aunt Yang repeatedly discussed and revised it for a month, and finally reached a deadlock, because after our careful calculation, the housing ratio of employees cannot be adjusted. More than one-third of the community, this matter has a certain commercial value.

According to this plan, our funds are unable to complete the construction of the community, and the highlighted problems become very difficult, because the funding gap is at least [-] million.

Grandma just advised us to do what we can, and we definitely can’t ask grandma for help, and my mother-in-law has invested more than [-] million yuan, and the circulating funds may not be abundant, so I can’t ask my mother-in-law for help.

Zhang Yilan and Aunt Yang can't even count on it. Our current method seems to be that we can only mortgage our fixed assets in advance.
But both Tian Chong and I are more afraid of falling into a financial out of control situation, one loan two, two loan three... If this chain is broken in one place, this chain will be paralyzed, and finally die and disappear... This is what grandma is worried about. the result of.

In the prosperous and prosperous times, no matter how tightrope you walk, you can get through it smoothly, but when the recession is bullying, it is not something that one or a few people can solve with a little wealth.Even if it has been smashed to pieces and turned into slag, it may have to be refueled and burned to ashes.

Tian Chong and I tried our best to choose, but in the end we still got nothing.

At night, Tian Chong couldn't sleep, we chatted with the night light on, Tian Chong and I analyzed it: "China's current economic situation, it should be said that it is very good, the international grand meeting has just been held in China, and the stock market is still in development. Ascending, shall we mortgage once? Just once, don’t be an example!”

I leaned on the bed and hugged Tian Chong into my arms: "The analysis makes sense, but the loan chain is relatively long and the repayment cycle is relatively long. Are you sure you have thought about it?"

When I was nagging, I suddenly noticed Tian Chong's wrinkled eyes, so I quickly changed my words:
"If you decide to do it after thinking about it, I am willing to bear any result with you. Besides, how can there be no risk at all in business?
Those financial giants will stumble, and we are only students. If we do such a complicated thing, there is no shame in falling down! "I didn't expect that such a small suggestion would lead to an irreparable tragedy in the future.

We have perfected a loan chain, using the existing surplus funds to bid for land, and borrowing land and fixed assets. With the funds in hand, we can complete the construction of our first phase of residential quarters in three phases.

The construction of the next two phases of buildings will be completed with the funds collected from the pre-sale of the first phase.We can get rid of debts completely by selling all the first-phase buildings or selling half of the second-phase buildings. That is to say, the fastest time for us to get out of financial pressure is when the first-phase buildings are sold out, and the slowest time is when the second-phase buildings are pre-sold.

Counting the whole cycle, it will take about two years, and we all passed it in this way, let it go, fight for a great career, and create a more prosperous scene.

The plan has already made us so uneasy, and the changes have made us even less retreat. In order to get the largest piece of land auctioned at that time, we paid twice the price than expected. Fortunately, the housing prices in Dongdu rose that year. nearly doubled.

In order to support us, my mother-in-law transferred three houses in Dongdu to Tian Chong's name. We sold the house of about 200 square meters and another suite of about [-] square meters that we lived in before.

We also mortgaged our two living villas and a wholly-owned store to the bank.In the end, there was still a few hundred thousand short, so I also sold the Rolls Royce that the Shen family gave me.In this way, the big hole was finally filled.

To be honest, Tian Chong was under a lot of pressure during that time. She didn't understand why her mother would rather watch her sell the property than directly contribute money to help her. She felt that this young lady was very shameless.

But she soon understood that because the subprime mortgage crisis in the United States caused a global financial crisis, the most obvious financial modules were the stock market and foreign trade.

Although the headquarters of the mother-in-law's group company moved back to China, it was always a company listed in the United States. The stock market turmoil directly caught the mother-in-law by surprise and was hit hard.

We all tacitly did not seek help from grandma, because we knew that she was the one who was under the greatest pressure, and we felt deeply guilty for not being able to give enough help.

After Tian Chong saw the situation clearly, he wanted to immediately decide to allocate the construction business to the other two engineering companies, so that the risks could be divided reasonably, and of course part of the benefits would also be divided.

There is no way, under the general situation, we can't fight against the general situation.But tragically, every business is smelling red flags.

We failed to share the risks as we wished, so we had to bite the bullet and fight on our own. Fortunately, my clothing company has enough branches in Huaxia, and the internal demand of Huaxia has not been greatly impacted by the financial crisis. The impact was very serious. Most of the enterprises are foreign trade companies.

It can't be said that the impact was very serious, nor can it be said that the impact was very small. After all, China's stock market was affected by an elevator, and old people who had heart attacks were sent to emergency centers every day.

Anyone who sees his net worth shrinking uncontrollably will also suffer from some illnesses to show his misery.

We're basically at a stage where we're struggling on the verge of bankruptcy.Yes, there is a lot of pressure. Although I regretted investing in real estate this time, we just held a meeting and self-criticized once and stopped thinking about it. After all, actively solving problems is what needs to be solved urgently.