my naughty female president
Chapter 252: But with the heart
On the morning of the weekend, I hadn't gone to Uncle Wang's house to look for Xiaoyu, but Xiaoyu came to me first.
I told Xiaoyu my thoughts.Probably because Uncle Wang had told her about this in advance, she was not surprised, but was very interested in my idea of starting a company.
She probably didn't expect that I, a taciturn tramp with beard and hair covering my face, would have such shocking thoughts.
She kept inquiring about starting a company, completely reversed her priorities, and didn't mention anything about my plan to get a loan.
After I satisfied all her curiosity, she finally said with satisfaction: "The loan matter is on my shoulders. As you said, the country just issued a policy on supporting small and medium-sized enterprises and self-employed. But you are not a local. , the bank stipulates that the loan must be guaranteed by the assets of the local account.”
Hearing this, I couldn't help but feel a chill in my heart. I'm afraid I can't do this with the asset guarantee of the local account.I have only been here for half a year, and the people I know are limited to those in this village, not to mention that they do not have the corresponding assets to guarantee, even if they have, how dare they take such a big risk to do it for me, a foreigner? guarantee.
But my doubts didn't last long, Xiaoyu's next words immediately dispelled my doubts.
"As for the guarantee, I have already thought about it for you. Although we have no assets, every household in the village has farms by the sea. You just need to let the villagers put their farms under your name. Let alone a small-scale loan of 60 yuan for a large-scale breeding farm, even a little more will not be a problem." After Xiaoyu finished speaking, she looked at me as if asking for credit, as if she herself had been smarted by her own idea.
I was overjoyed immediately, and couldn't help but reached out and rubbed her head, and said in admiration, "Xiaoyu, you're so smart."
Xiaoyu was praised by me, her delicate face smiled like a blooming peony.
But then I thought of another question. I don’t know if the villagers are willing to put the farm they rely on for survival under my name.
My concern was once again guessed by Xiaoyu, she said with a smile like a flower: "I have already asked my father to do work from house to house, and they have seen all the good things you have done to them in the past six months, and they have really taken advantage of it." It’s in their hands, it’s just a favor for you now, and it’s not really wanting their farm, I’m sure they won’t disagree!”
I couldn't help but be moved by Xiaoyu's words. Her unreserved trust in me made me feel warm.I know that the villagers here are also very kind people, and I think they should help me facilitate this matter.
"Xiaoyu, if my plan can really be implemented, you will be the biggest contributor. Can you come back and help me then?" I sincerely said to Xiaoyu.This is indeed what I think in my heart. Without Xiaoyu's help, even the 60 start-up capital would never be available to me.
Xiaoyu nodded heavily, her eyes full of longing, it seemed that she was more impatient than me.
Sure enough, the work of the villagers went smoothly.At noon, Uncle Wang sent his daughter to ask me to go to his house.
Aunt Wang had already prepared lunch, and Uncle Wang told me at the dinner table that the matter had been settled, and all the villagers agreed to help me without hesitation. Only a few had doubts, but after Uncle Wang's explanation and persuasion, they finally They both agree.
It seems that God is really helping me in this matter. The location and people are already there, and there is no need to worry about the weather. As long as the loan is obtained, the factory is built and the equipment is placed in place, everything else will come naturally. matter.
I have even begun to imagine in my heart the busy scene after the factory is built, and my heart is already a little surging when I think of this.
On Monday morning, I drove to the county seat with Xiaoyu myself.The proof materials for the farm had been processed in the first day, and they were taken to the Civil Affairs Office of the town government to have the official seal stamped.I think there should be no surprises according to Xiaoyu's judgment.
The manager of the bank received me. After listening to my thoughts and reading the supporting materials, he said to me with a smile: "Mr. Wei, you really arrived at a good time. This policy has just been promulgated, but our bank's indicators It is limited, and there is only the last quota left, so it is fate that you just caught up with me."
His words couldn't help but make me scream in my heart, if I miss this opportunity, I really don't know what else I can think of.Thinking of this, I couldn't help but glanced at Xiaoyu who was helping customers with business at the counter through the glass window, and I felt more grateful to Xiaoyu in my heart.
The bank manager took a stack of information and asked me to read and fill it in. As Xiaoyu said, this is a loose loan policy for the country to stimulate the economy and support small and medium-sized enterprises. Not only the interest is very low, but the repayment period is relatively loose. This policy is very precise. Oriented assistance in a situation like mine is the ultimate.
The information was quickly filled out, and the loan was considered completed.The manager shook hands with me and told me that I can come to withdraw money in two days.
After I thanked him, I greeted Xiaoyu, and I shook her the loan contract I just signed through the glass window.Knowing that the matter was done, Xiaoyu smiled at me and made a gesture of cheering me up with her fists clenched. Obviously, she was also very happy to help me.
Back in the village, I excitedly went to find Uncle Wang with the loan contract.Seeing that things went so smoothly, Uncle Wang also seemed very excited.
So I told Uncle Wang about my next step.I'm going to build a production workshop on that vacant lot west of the village.Due to funding problems, the workshop does not need to be too large. If it is only processing the seafood produced in our village, about [-] square meters is probably enough.
I also plan to wait for the factory to be ready. For the front-line production workers, there is no need to go outside to recruit. There are more than 100 ready-made workers in the village. They spend most of their time at home except for breeding. It is probably just that the men in the village go out to fish occasionally.
I can definitely recruit them to work as production workers in the factory. As long as I can offer a wage that is no less than that in the city, I think they will be happy to help me.
Even if Uncle Wang and I went to the village committee in the village, as for the piece of land I occupied, they naturally knew my plan. This is a good thing for the benefit of the villagers. They have no reason not to agree. Several village cadres told me very enthusiastically that if there are other difficulties and needs, they will mobilize the forces of other villages to help me to the greatest extent.
Things have been very smooth until now, which makes me more confident of success.
Once you have confidence, the efficiency of doing things will be extraordinarily high.Introduced by Uncle Wang, I found a contractor in the town who specializes in the construction industry. The price was negotiated, and the construction of the factory was fully entrusted to him.
I called Da Zhuang to join him, and contacted building materials non-stop.
A few days later, in this depopulated small seaside village, an unprecedented lively scene appeared on the flat open land to the west of the village.With the roar of machines and the sound of people, the construction of the factory building started in an orderly manner.
At the same time, I asked Uncle Wang to gather all the women in the village, and in Uncle Wang's yard, I briefly introduced my plan to them.When they learned that I wanted to hire them to work in the factory after the completion of the factory, they all showed excitement as I expected. This will undoubtedly increase their income, and they are naturally willing.
But before that, I have one more request.I want them to take advantage of the construction period to go to work in other food companies in the county, and they have the right to conduct training and internships for a period of time. When the factory is completed, they can start directly.
They have no objection to this point. I know that most of them don't want to leave home, but most of them are sensible people. If the factory is built without a worker who can skillfully operate the production process, wouldn't it be ridiculous!
I asked Da Zhuang to go with them. The task I gave him was to learn management. I thought that after the factory was built, I would hand over production matters to him.
After getting along for such a long time, I have a deep understanding of Da Zhuang. Although he has no culture, he speaks a little out of tune.But no matter what he does, he is very serious.It's a quality of his that I appreciate very much.Although he is young and ignorant, the fact that the seafood he raises is better than any other is enough to make me admire him.
After arranging these matters, I asked Uncle Wang and A Qiang to inform me of the progress of the construction site, and then went to the equipment company in person.The equipment company is located in the provincial capital. It is a machinery manufacturing factory specializing in the production of seafood and other foods.
I stayed at the factory for a few days.Listen to them in detail to introduce the working principle of each piece of equipment, as well as the matters to be paid attention to during the production process.And each device is operated one by one under their guidance.
I didn't feel relieved until I was able to operate each piece of equipment proficiently. I signed with them a series of equipment needed for seafood production and paid the advance payment.They promised to send these devices to the factory in person after the completion of my factory.
One month later, the outer shell of the factory was finally built, and it only needed simple decoration to complete the project.
During this month, I wandered around the construction site every day, watching the factory building rise day by day, and my heart was both excited and apprehensive.
After all, this is the first real entrepreneurship in my life. Everything is so strange, and I don't know if there will be any unexpected mistakes in the future.
Once I fail, how will I face this high debt!But I think, at least my original intention is good, no matter what I will not regret it.I also know that even if I can really succeed this time, I will never forget my original intention when I become bigger on this road in the future.I know very well that my success is the result of the joint efforts of all the people in the village.
I also remembered another sentence that the old monk said to me before leaving Tibet: Everything is as good as it is!
I think that's what I did.
I told Xiaoyu my thoughts.Probably because Uncle Wang had told her about this in advance, she was not surprised, but was very interested in my idea of starting a company.
She probably didn't expect that I, a taciturn tramp with beard and hair covering my face, would have such shocking thoughts.
She kept inquiring about starting a company, completely reversed her priorities, and didn't mention anything about my plan to get a loan.
After I satisfied all her curiosity, she finally said with satisfaction: "The loan matter is on my shoulders. As you said, the country just issued a policy on supporting small and medium-sized enterprises and self-employed. But you are not a local. , the bank stipulates that the loan must be guaranteed by the assets of the local account.”
Hearing this, I couldn't help but feel a chill in my heart. I'm afraid I can't do this with the asset guarantee of the local account.I have only been here for half a year, and the people I know are limited to those in this village, not to mention that they do not have the corresponding assets to guarantee, even if they have, how dare they take such a big risk to do it for me, a foreigner? guarantee.
But my doubts didn't last long, Xiaoyu's next words immediately dispelled my doubts.
"As for the guarantee, I have already thought about it for you. Although we have no assets, every household in the village has farms by the sea. You just need to let the villagers put their farms under your name. Let alone a small-scale loan of 60 yuan for a large-scale breeding farm, even a little more will not be a problem." After Xiaoyu finished speaking, she looked at me as if asking for credit, as if she herself had been smarted by her own idea.
I was overjoyed immediately, and couldn't help but reached out and rubbed her head, and said in admiration, "Xiaoyu, you're so smart."
Xiaoyu was praised by me, her delicate face smiled like a blooming peony.
But then I thought of another question. I don’t know if the villagers are willing to put the farm they rely on for survival under my name.
My concern was once again guessed by Xiaoyu, she said with a smile like a flower: "I have already asked my father to do work from house to house, and they have seen all the good things you have done to them in the past six months, and they have really taken advantage of it." It’s in their hands, it’s just a favor for you now, and it’s not really wanting their farm, I’m sure they won’t disagree!”
I couldn't help but be moved by Xiaoyu's words. Her unreserved trust in me made me feel warm.I know that the villagers here are also very kind people, and I think they should help me facilitate this matter.
"Xiaoyu, if my plan can really be implemented, you will be the biggest contributor. Can you come back and help me then?" I sincerely said to Xiaoyu.This is indeed what I think in my heart. Without Xiaoyu's help, even the 60 start-up capital would never be available to me.
Xiaoyu nodded heavily, her eyes full of longing, it seemed that she was more impatient than me.
Sure enough, the work of the villagers went smoothly.At noon, Uncle Wang sent his daughter to ask me to go to his house.
Aunt Wang had already prepared lunch, and Uncle Wang told me at the dinner table that the matter had been settled, and all the villagers agreed to help me without hesitation. Only a few had doubts, but after Uncle Wang's explanation and persuasion, they finally They both agree.
It seems that God is really helping me in this matter. The location and people are already there, and there is no need to worry about the weather. As long as the loan is obtained, the factory is built and the equipment is placed in place, everything else will come naturally. matter.
I have even begun to imagine in my heart the busy scene after the factory is built, and my heart is already a little surging when I think of this.
On Monday morning, I drove to the county seat with Xiaoyu myself.The proof materials for the farm had been processed in the first day, and they were taken to the Civil Affairs Office of the town government to have the official seal stamped.I think there should be no surprises according to Xiaoyu's judgment.
The manager of the bank received me. After listening to my thoughts and reading the supporting materials, he said to me with a smile: "Mr. Wei, you really arrived at a good time. This policy has just been promulgated, but our bank's indicators It is limited, and there is only the last quota left, so it is fate that you just caught up with me."
His words couldn't help but make me scream in my heart, if I miss this opportunity, I really don't know what else I can think of.Thinking of this, I couldn't help but glanced at Xiaoyu who was helping customers with business at the counter through the glass window, and I felt more grateful to Xiaoyu in my heart.
The bank manager took a stack of information and asked me to read and fill it in. As Xiaoyu said, this is a loose loan policy for the country to stimulate the economy and support small and medium-sized enterprises. Not only the interest is very low, but the repayment period is relatively loose. This policy is very precise. Oriented assistance in a situation like mine is the ultimate.
The information was quickly filled out, and the loan was considered completed.The manager shook hands with me and told me that I can come to withdraw money in two days.
After I thanked him, I greeted Xiaoyu, and I shook her the loan contract I just signed through the glass window.Knowing that the matter was done, Xiaoyu smiled at me and made a gesture of cheering me up with her fists clenched. Obviously, she was also very happy to help me.
Back in the village, I excitedly went to find Uncle Wang with the loan contract.Seeing that things went so smoothly, Uncle Wang also seemed very excited.
So I told Uncle Wang about my next step.I'm going to build a production workshop on that vacant lot west of the village.Due to funding problems, the workshop does not need to be too large. If it is only processing the seafood produced in our village, about [-] square meters is probably enough.
I also plan to wait for the factory to be ready. For the front-line production workers, there is no need to go outside to recruit. There are more than 100 ready-made workers in the village. They spend most of their time at home except for breeding. It is probably just that the men in the village go out to fish occasionally.
I can definitely recruit them to work as production workers in the factory. As long as I can offer a wage that is no less than that in the city, I think they will be happy to help me.
Even if Uncle Wang and I went to the village committee in the village, as for the piece of land I occupied, they naturally knew my plan. This is a good thing for the benefit of the villagers. They have no reason not to agree. Several village cadres told me very enthusiastically that if there are other difficulties and needs, they will mobilize the forces of other villages to help me to the greatest extent.
Things have been very smooth until now, which makes me more confident of success.
Once you have confidence, the efficiency of doing things will be extraordinarily high.Introduced by Uncle Wang, I found a contractor in the town who specializes in the construction industry. The price was negotiated, and the construction of the factory was fully entrusted to him.
I called Da Zhuang to join him, and contacted building materials non-stop.
A few days later, in this depopulated small seaside village, an unprecedented lively scene appeared on the flat open land to the west of the village.With the roar of machines and the sound of people, the construction of the factory building started in an orderly manner.
At the same time, I asked Uncle Wang to gather all the women in the village, and in Uncle Wang's yard, I briefly introduced my plan to them.When they learned that I wanted to hire them to work in the factory after the completion of the factory, they all showed excitement as I expected. This will undoubtedly increase their income, and they are naturally willing.
But before that, I have one more request.I want them to take advantage of the construction period to go to work in other food companies in the county, and they have the right to conduct training and internships for a period of time. When the factory is completed, they can start directly.
They have no objection to this point. I know that most of them don't want to leave home, but most of them are sensible people. If the factory is built without a worker who can skillfully operate the production process, wouldn't it be ridiculous!
I asked Da Zhuang to go with them. The task I gave him was to learn management. I thought that after the factory was built, I would hand over production matters to him.
After getting along for such a long time, I have a deep understanding of Da Zhuang. Although he has no culture, he speaks a little out of tune.But no matter what he does, he is very serious.It's a quality of his that I appreciate very much.Although he is young and ignorant, the fact that the seafood he raises is better than any other is enough to make me admire him.
After arranging these matters, I asked Uncle Wang and A Qiang to inform me of the progress of the construction site, and then went to the equipment company in person.The equipment company is located in the provincial capital. It is a machinery manufacturing factory specializing in the production of seafood and other foods.
I stayed at the factory for a few days.Listen to them in detail to introduce the working principle of each piece of equipment, as well as the matters to be paid attention to during the production process.And each device is operated one by one under their guidance.
I didn't feel relieved until I was able to operate each piece of equipment proficiently. I signed with them a series of equipment needed for seafood production and paid the advance payment.They promised to send these devices to the factory in person after the completion of my factory.
One month later, the outer shell of the factory was finally built, and it only needed simple decoration to complete the project.
During this month, I wandered around the construction site every day, watching the factory building rise day by day, and my heart was both excited and apprehensive.
After all, this is the first real entrepreneurship in my life. Everything is so strange, and I don't know if there will be any unexpected mistakes in the future.
Once I fail, how will I face this high debt!But I think, at least my original intention is good, no matter what I will not regret it.I also know that even if I can really succeed this time, I will never forget my original intention when I become bigger on this road in the future.I know very well that my success is the result of the joint efforts of all the people in the village.
I also remembered another sentence that the old monk said to me before leaving Tibet: Everything is as good as it is!
I think that's what I did.
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