Ming Taizi's Total War

Chapter 175 Bonds Sold Out
"They don't have to queue up, just give me the money." The wealthy businessman argued.

The teller realized what the rich businessman wanted to do, so he quickly persuaded him to give up the idea, "That's impossible, you have already bought bonds, and if your family wants to buy them, they have to come and line up to buy them in person."

"If you don't want to buy bonds, please leave. The bank only sells bonds today." Then, the teller made a gesture of please.

The line at his window is still long, and there are still many people waiting to buy bonds, so this wealthy businessman cannot delay the speed of handling bond business.

Otherwise, not to mention the fact that the branch president is coming to trouble him, these dignitaries who are waiting to buy bonds will not be able to spare him.

"No, I won't leave, I just want to buy bonds." The wealthy businessman refused to leave. After all, if you buy a bond of 1 taels of silver, you can earn 500 taels in three years. This is pure profit without any moisture.

You must know that even in modern times, many people will flock to bonds issued by the government with an interest rate only a little higher than that of bank fixed deposits.

Unfortunately, the teller was very busy today and had no time to chat with him. As soon as the wealthy businessman showed his persistence and refused to leave, the teller called a group of guards.

"This guest officer is too unreasonable. He refused to leave after buying the bond. Please help him to leave." The teller pointed to the wealthy businessman who was standing in front of the counter and said to the two guards.

At this time, the people behind the wealthy businessman got impatient, and a group of people stood up and accused him, saying, "Why are you blocking everyone's way?"

"Are you only allowed to buy it, and we are not allowed to buy it? What is the reason for this?"

"Little brother, quickly throw out this unreasonable pickle."

Everyone chattered and said, the rich businessman heard these words and knew that he was unreasonable and that he was weak. If he persisted, he might suffer a loss, so he had no choice but to leave in despair.

This is just a small episode of the bond sale. Many people who regret having little money want to pester the teller. Unfortunately, the bank's regulations are as unshakable as the law. Besides, there are many guards here to maintain order and supervise people queuing , so no one can succeed.

Not long after the wealthy businessman left, the sale of bonds ended. It was not that people did not want to buy bonds, but that people found that there were no bonds to buy.

Zhu Cihong and Jiang Yingyuan made a mistake in estimating the number of wealthy people in Jinling City. The mistake was outrageous. Although the court at the end of the Ming Dynasty could not collect taxes from officials, businessmen and relatives of the emperor, Zhu Cihong felt that the number of these people should not be many. After all, in this era China is still in a feudal society. Although it is said that capitalism has sprouted, it does not mean that capitalism has emerged, nor does it mean that businessmen are rich.

Bonds are mainly issued in Nandu and Zhongdu. After all, these two places have high political status and good economic conditions, so naturally many people can afford bonds.

After the bond issuance in these two places was completed, the results were soon collected in the hands of Zhu Cihong and Jiang Yingyuan.

"How come it was sold out so quickly in one day." Zhu Cihong was shocked when he learned that all the bonds were sold out in one day.

"I have kept wealth for the people, and now His Majesty needs it, and the people will naturally give all their support." Jiang Yingyuan said.

"It's because there are too many tax evaders who hide wealth from the people." Zhu Cihong laughed at himself.

If those businessmen in the guise of scholars, officials, and all kinds of maritime merchants could be made to pay taxes honestly, then Chongzhen could have persisted for a few more years even if Zhu Cixiang had not been born.

"These 450 million taels of bonds can be sold so quickly, it seems that there are more rich people than I imagined." Zhu Cihong rubbed his chin and said to himself.

He thought to himself, no wonder those emperors of the Qing Dynasty in later generations were able to squeeze so much wealth from Jianghuai. I really thought that the Jianghuai area ushered in great economic development in the Qing Dynasty because of some self-media and Qing fans.

It seems that it is right to extract money from the Jianghuai region, and I should pay more attention to this area in the future. In this way, maybe I can also conquer the north and south, completely solve the problem of grasslands and plateaus, and build an empire with a wider territory than the Qing Dynasty.

"I don't know if Your Majesty wants to issue bonds?" Hearing Zhu Cihong talking to himself, Jiang Yingyuan thought that Zhu Cihong wanted to issue bonds again.

"No, this 1000 million taels of silver is at least enough for half a year's military use. No matter how much silver there is, it's not good." Zhu Cihong's implication was that he was afraid that there would be too much money and someone would embezzle and steal it.

The problem of corruption among officials in the Ming Dynasty was very serious. Although Zhu Cihong had previously killed a group of people because of the corruption of military supplies, he also ordered the Yushitai to investigate corrupt officials and dealt with a group of people.

The present Daming, as a dynasty that has existed for nearly 300 years, is like an old monster, covered with pustules and inexplicable hidden diseases.

However, it is mainly concentrated in the old bureaucratic system, such as tax collection, tax payment, and distribution of fiscal revenue.

That's why Zhu Cihong didn't dare to issue bonds anymore and gather a large amount of silver. If some officials were to target him, they would be so daring that they would not be able to do anything.

Once the warehouse is burned and the silver is stolen, it is not impossible to say that the silver has been carried away by ghosts and gods.

"Then can our bank issue bonds in the future?" After this wave of bond issuance and panic buying, Jiang Yingyuan thoroughly discovered that bonds are a good thing.

A large amount of funds can be gathered in a short period of time with a very small cost. Although it is said that it has to be repaid, the interest is not high. As long as you start the business quickly with this money, you can repay the principal with interest within a few years. superior.

After the money is paid off, the remaining property will bring a steady stream of profits, which can be said to be making money for oneself with other people's money.

"Of course, the country will issue bonds in the future with the help of banks, but I will not issue bonds for the time being, and if there is no order from me, whoever dares to issue bonds will be regarded as disobedience, barbarians. "

Zhu Cihong's tone was tinged with murderous intent. Hearing his words, Jiang Yingyuan was so frightened that he couldn't stand still. He thought that Zhu Cihong's words were only for him, so that he would not always make bonds.

In fact, it is not the case. Zhu Cihong told the world that using financial instruments such as bonds can raise a large amount of money in a short period of time.

If someone moves the idea of ​​bonds and discusses the whole world to share the money together, then Zhu Cihong will not be able to sleep well in the future.

China is a big country, deeply educated by Confucian culture, the vast majority of people are loyal to the emperor and patriotic, but there are not a few people who always want to seek the dynasty and usurp the throne, and rebel against the local emperor.

As a qualified monarch, Zhu Cihong couldn't give those people any chance.

(End of this chapter)