Changfeng Thousands of Miles End Han Song

Chapter 486: Toasting, not eating, drinking and punishing

Unknowingly, a Zhongyuan bank has opened all over Qilu and half of Huainan.

The common people and merchants all know that the backstage of this bank is King Lu, the government of Qi State.It is also known that the function of this bank is to exchange gold and silver coins and replace silver bills.

Lu Qian has long had the idea of ​​making gold and silver coins, because in this world, China in the Northern Song Dynasty was already full of silver.

Not to mention that it is comparable to the official history of the Qing Dynasty, at least the amount of silver has accumulated to a certain scale.

In this way, Lu Qian felt that casting gold and silver coins would definitely make money.This kind of belief is based on a very deep-rooted impression. In his previous life, he had read many Chuanqing novels, and it was almost a universally accepted view that minting silver coins was profitable.

Lu Qian estimated it himself, and felt that it must be feasible.Using less silver to pay the value of more silver is naturally cheaper.In particular, he still has the most modern casting technology in the world today.

If so, Lu Qian used Yuan Datou in his memory as a reference, and quickly took out Lu Datou.And customized: one silver coin, with a total weight of seven cents and five cents, eight or nine silver coins, and one eleven copper coins.Heping sterling silver is six cents and six cents and six cents, worth seven cents and five cents of silver, and made of 750 coins.

This kind of silver coin, as well as gold coins of the same size, had already been circulated in Qilu during the Liang Shanbo era.Whether the people accept it or not, the answer is obvious.

The reason lies in two aspects. First, these silver coins, wrapped in gold coins, have a clear content definition, and the value is clear at a glance.In the early days, most of Liangshan's military trade transactions were with his own people or with ordinary people. Lu Qian had such a reputation that people could trust him.

The second is that the weight and fineness of silver coins are uniform, and it is more convenient to use them according to the number.

The third reason is the most important reason, that is, the pieces of silver are of different sizes, weights, and fineness.The usual copper coins are exchanged for one tael of silver, which is also known as "foot pattern", which is a standard silver in the current era, with a fineness of around ninety-five. For example, Zhao Song stipulated that one tael of silver is equal to 1000 coins for making money.

But in fact, the silver in circulation in the world is of different fineness, and there are many names, such as "Yuansi", "Qingsi", "White silk", "Shuisi", "Xi鏪", "Stone鏪", "Liu鏪", "LiuSi". "Camellia", "fennel", "single tilt", "double tilt" and other names and colors, these different types of metallic silver need to be converted into a unified national unit of measurement for the convenience of tax statistics.

You must be cautious in commercial transactions, and it will ruin many people's minds, which is even more troublesome.How can you be so happy with silver dollars?

In this way, after Lu Qian separatized Shandong, the silver dollar, together with the gold dollar, had been widely circulated in the land of Qilu.

And relying on casting gold and silver coins, Lu Qian really made a lot of money.

At the same time that gold and silver coins were circulating, Zhongyuan Bank also opened in Qilu and Huainan.This is a government bank, and ordinary people can exchange their scattered silver for gold and silver coins as soon as possible, and the handling fee is extremely low.

And his greater responsibility is to accept private loans and issue bank notes.The interest of the former is calculated on a step-by-step basis, and the interest for those below ten guan is negligible.The latter was released last year. At the beginning, it was far from being able to be used as a ticket like in later generations of film and television dramas, because the anti-counterfeiting methods were not good enough, and the watermark was too simple, which still needs to be worked on.At that time, the bank note was more like a storage document.

How much convenience can I save by depositing the silver in Yidu and withdrawing it in Yangzhou?Security is even higher.There are many benefits, but a small fee obviously cannot stop the enthusiasm of businessmen.

That is to say, the subsequent second edition, the anti-counterfeiting means of banknotes have been greatly improved, and this is why their circulation has been qualitatively improved.But it is described later.

Now, the Central Plains Bank has a new function, which is to distribute military salaries.

Whether it is a soldier or a general, the future salaries and salaries will be distributed by the local bank.Those soldiers will only get a thin piece of paper from the quartermaster of this department.

After the Battle of Luzhou, the Huainan Army received rewards from top to bottom.

The war dead and the disabled are compensated, the meritorious are rewarded, and the cowardly are punished, all of which are not enough.

Zhao Yucai was the recipient of the award. With a long spear, he made a lot of contributions in the fight in Shen County, and was promoted as a first-class meritorious service after the war.It can be said that after having this meritorious service, as long as this guy puts his heart down and serves in the army, he will definitely be promoted in the future.

At the same time, he was also injured, and was transferred to the hospital later. If he wanted to make meritorious deeds on the battlefield, how could there be no price?

Zhao Yucai had eight severe injuries all over his body. He was sent to the hospital and could only get out of bed with a cane for half a month.The people in the same ward as him were all in the same battalion as him, and the Shouzhou army defended Shen county this time, causing quite a lot of casualties.Only three of the wards had serious leg injuries, and the other six had hand injuries or broken bones. At least half of them could not continue to serve.

If it weren't for Liangshan Army's effective handling of disabled soldiers, these wounded soldiers should worry about how to live in the future.

At such an age, they are the pillars and strong laborers of the family. If they can't do heavy work in the future, how can it not affect the family?
Therefore, Liangshan Army's high pensions and proper placement of disabled soldiers are just like killing the wolf chasing after them with one arrow, and solving everyone's worries for the future.

And there are instructors in the army, and they can teach them how to read and write in their free time. As long as they stay in the army for a year or so, they can read a few words.At the same time, the military has cultural examinations, and those with a high level of education can enter the government system after retirement or disability, including serving as gymnastics instructors in state and county government schools.

The Chinese have always paid attention to the kindness of a drop of water, which should be repaid by a spring.Mencius said: You treat me like a gentleman of the country, and I will repay you as a gentleman of the country!You treat me like a passerby, and I will repay you as a passerby!If you treat me like nothing, I will repay you with hatred!Just as it is said, how could these sergeants flee on the battlefield and collapse without fighting?
Zhao Yucai was born in poverty. Although he has clan members, he has no close ones.He didn't want the land, and he didn't want an acre of Anjia's military land, but exchanged it for silver and deposited it in the bank.Although there is no interest at all, this is because Zhao Yucai is an active sergeant. If he is a commoner, he would have to take out the money as a savings fee.But many people are also happy.

When Zhao Yucai was lying on the hospital bed and couldn't get off the ground, he thought about how much reward he would get. He was a standard money fan.In order to be able to go to the ground with crutches, a person holds a military card with a wooden block with his unit, name, and position written on it. This is like a physical certificate. When he arrives at the logistics department of the hospital, he can draw his own salary.

"Zhao Yucai, a former soldier of the Left Squadron of the Third Battalion of the Shouzhou Infantry?"

After verifying each other, Zhao Yucai signed the roster, and then was dumbfounded when he saw the piece of paper handed over by the accountant from the logistics department.

"What is this?"

He could recognize the words on it, "payment ticket", but he didn't understand the meaning.

"Does the branch of Zhongyuan Bank in Shouzhou know?" asked the accountant.

"Of course I know." Zhao Yucai replied.

"The military salary of your Shouzhou Army has been transferred there. When you go back to Shouzhou, take the payment ticket and military badge, and go to the branch to collect your salary."

It can be said that with the solid foundation of the Liangshan Army, some measures can be gradually realized.Just like the current item, at least it can reduce corruption in the military.Whether it's the supply officer at the battalion level or the supply officer at the next higher level, you won't see money.

Soldiers and soldiers have fixed salaries, and rewards and punishments must be based on "real evidence". After verification and verification, the Ministry of War directly writes to the Ministry of Accounts, and the Ministry of Accounts then allocates funds to local bank branches. There are many links in this, but you just can't see it. to money.Not to mention that it can eliminate the phenomenon of drinking soldiers' blood, at least it increases the difficulty.

And the number of garrison troops in a place is dispatched by the military department, and the military registration is strictly restricted. There will never be someone who agrees, and a person who has no desire to do anything will become a member of the army.What's more, in the future, there will be full-time personnel from the provincial-level military and horse general management yamen to inspect from time to time, which will make it more difficult for Chi Kongxiang.

Such two points can be strictly controlled, which is of great benefit to the construction of the military system.

Of course, this is also idealized by Lu Qian.

However, whether it is Qilu or Huainan, the credibility that Liangshan Army has established is enough to make the military officers and soldiers accept this thin piece of paper consciously.

At least Zhao Yucai recognized it.After listening to the accountant's explanation, and then looking at the bill in hand, there is only a feeling of holding a silver bill.

It's just that unlike these soldiers who trust the Liangshan Army, in Yidu City, whether it is the military department, the household department, or the security department split from the intelligence department, including the Central Plains Bank headquarters, they are all wide-eyed. Look carefully at the place.It's not that I'm afraid that there will be a fake payment ticket, but I'm afraid that the payment ticket will not be recognized by the sergeant.As soon as it was implemented, bad incidents emerged.

When bank notes were first implemented earlier, fake bank notes appeared in just one month.Its appearance is simply divine.The feel, painting, and watermark of the counterfeit banknotes are generally the same, that is, even the tokens and code words are clearly known. The only fault is that a few hidden dark spots on the background color lines of the banknotes have not been imitated.

After review, the case was solved, but it was the result of internal and external collusion between bank employees.So it's no wonder that the token and code words are known to everyone.

In fact, Lu Qian didn't even know that Shanxi ticket numbers in later generations had watermarks. There were some auspicious words on the tickets, but they were actually all code words, and they would be adjusted every once in a while. There were many inconspicuous symbols in the handwriting of the amount. The special writing method, some places are thicker and some are light, and there are particularities in how much you pick up. Some ticket numbers also have numbers, plus the secret code for redemption, so it is very safe.

And the owner of the silver bank has even stricter control over the branch manager of the bank, as if the ancient general led the army, and his family members must be sent to the emperor's hands. All letters and clothing transactions must be checked by the general number and then transferred, because these shopkeepers know all the details.

Lu Qian didn't know this method at all, and even if he knew it, he couldn't learn from those Shanxi veterans.

Even if the latter bank is bigger, how can it be bigger than Zhongyuan Bank?

After the accident, Lu Qian racked his brains and couldn't think of a proper solution.It was only when he accidentally saw a miniature walnut carving that he thought of a solution.Even if it's just a stupid way, a way to treat the symptoms but not the root cause.But it can solve the urgent need.

That is to improve technology.

Using Liang Shanjun's world-leading 'magnifying glass' manufacturing technology to solve this problem with cumbersome and clearly identifiable 'micro-carving' to a level that the naked eye cannot achieve.

However, with the development of technology and the popularization of the magnifying glass principle, this anti-counterfeiting method will be eliminated sooner or later.This period of time will not even exceed his lifetime.

Then set the law, forgers will be beheaded, and those who inform will be rewarded.It also pointed out that anyone who proposes, engraves, prints money, copies paper, buys color materials, "if they are sympathetic to forgery, they will all be executed."

Just as Zongze said: since special paper is made, most of them are printed letters, and those with high value are also ordered to be written by those who are good at calligraphy. For counterfeiters, they must first make fake paper, then engrave the letter, and then copy the handwriting. Its treachery is clear, less money is privately minted, and it is several times more difficult to counterfeit silver.Moreover, if the law is used to punish those who commit forgery, and to reward those who accuse forgers, then the forgers will be able to rest on their own.

True or false, this is another story.But in the short term, there is no danger of counterfeiting bank notes.The same is true of rates.There is no need to be vigilant about forgery. What is worthy of vigilance is the acceptance of this kind of pay by the soldiers.

Lu Qian didn't expect to issue banknotes now, although he was very familiar with Meng Yuan's Zhongtong Yuanbao banknotes and Zhu Hongwu's Daming Bao banknotes in the official history.

"Your Majesty, Yang Lin from the Intelligence Department is asking to see you." After the Intelligence Department was split into two, the latter stayed in the field. Now he is the head of the Intelligence Department, and his official position is the Secretary of the Intelligence Department.

"Chen Yanglin has seen the king. The local officials in the two routes of Hebei Province, who are willing to serve our army, are the best." He said and handed the memorial in his hand to Lehe.

Lehe passed it on to Lu Qian, opened it and saw that there were quite a number of people, a total of seven people.Comparing the 21 prefectures, the [-]th Army, and hundreds of counties on the two roads of Hebei, there are nearly [-] prefectures and counties that Lu Qian can see.

"If you don't eat a toast, you will be fined." Lu Qian was furious.

Yang Lin lowered his head and said in his heart: "It's helpless, the people who can be seen by Lu Qian are mostly people with integrity and honesty. People of this generation are also strong in integrity, and there are many people who are not afraid of power."

(End of this chapter)