Second Master Xue of the Red Chamber has space

Chapter 208

Baochai didn't understand, "Is there any interest for pawning things?"

"Naturally. Why don't you bring something to someone's pawnshop and exchange it for you? Pawning is to take something as a mortgage when you need money urgently. The time for urgent money is over and you have spare money. If you still want to get the item back, you can redeem it with the pawn ticket. Naturally, the price at the time of redemption is not the price given by the pawnshop at the time, and you have to pay the money with the interest stated on the pawn ticket. If you pay enough, the pawn shop will return the original pawned things to you. Naturally, there is a time limit for redeeming things, usually limited to one year. If it exceeds one year, it will be a dead pawn. Even if you take the money and the pawn ticket to the pawn shop, the pawn shop will not return the things to you. Naturally, if you explain that it is a dead pawn at the beginning, then you will get the money and the goods without regret. "

"That……"

Seeing Baochai's anxious expression, Wang Xue said with a smile: "I know what you are going to say. Many pawnshops in the capital have frighteningly high interest rates, but they also give more money for exchange. Many people have made up their minds from the very beginning, and they don't plan to pay back the interest. In a word, it is called 'If you want to get rich, open a pawnshop'. Every pawnshop is like this, but it has opened a pawnshop of our size, and your father is a kind person. The interest is only half of what other pawnshops charge, and the principal is paid. It’s also low. Most people come to our pawn shop with the intention of redeeming it. There are also some dead pawns, the things in their hands are genuine, and they come for the name of our family’s benevolence and righteousness. They will give you a lot of money, and the pawnshop has accumulated a lot of good things over the years."

Baochai didn't understand again: "Mother, what is a big cabinet?"

"The big cabinet, also called the first cabinet, is the main clerk who is responsible for inspecting items, setting prices, and deciding whether to buy. In addition to the big cabinet, there are second, third, and fourth cabinets in order of seniority. The counter of our pawn shop They are all very high, with many steps. One is to prevent entry, and the other is to prevent the pawnbrokers from seeing the situation inside the pawnshop, and to prevent others from seeing the distress of the pawnbrokers. But because the counter is too high, So there is another name for the masters in these cabinets, Chao Feng. There are also people in the south who are called Second Uncles, and they are all respectful titles for the masters of the pawnshop cabinets."

"Master Cabinet... Chao Feng... Second Uncle..."

Baochai savored the connotations of these nouns repeatedly, and smiled helplessly: "These people say they are here to pawn things, but in fact...they are pawning their dignity..."

Xue Wang said with a smile: "That's why a penny is hard for a hero. Apart from this, the other guys in the pawn shop also have their own names, which are very interesting. At the ticket counter, the one responsible for parceling and storing collateral is called Zhehuo, the one who takes back the collateral to customers is called Chasing Slender Cat, the apprentice is called Junior, and the one who is in charge of meals and chores is called General, are you kidding me?"

Baochai laughed: "It's true. But although these names are thick, they are all suitable for the occasion. It's really interesting~"

"Let's go today to see those thugs. Your father has been busy recently and has no time, and your second brother is impatient to do these things. It happens that our mother and son are free at home, so I will discuss with your father. After this errand, I will take you out to relax, okay?"

This kind of thing is naturally done by the subordinates. In fact, Xue Wang was looking for something very important, so he deliberately told Xue Yi that he would take Baochai to the pawnshop to see and see.

It’s just that Baochai didn’t know it, and thought her mother was doing it to gain insight, so she clapped her hands happily: “Yes, yes, of course it’s excellent. Mother, what kind of things are we going to choose? There are many good ones in the pawnshop. something?"

Xue Wang said with a smile: "The good things that have become such are either put into our treasury, or let your father sell them in various shops. Today we just look at them casually and find them by the way. If you find something that catches your eye, or if you like it, you can bring back one or two. For those that are worth a little money but are impatient to sell, they will be sent to Zhenwu Temple, and they will be used as this year's sesame oil money."

Since Xue Hong dreamed about Emperor Zhenwu two years ago, the Xue family would add sesame oil to the Zhenwu Temple every year, and sometimes Xue Wang would give some silver as meritorious deeds when he remembered it.

Baochai understood, and got into the car full of curiosity.

When I arrived at the Xue Family Pawn Shop, it was still early and there was no one in the hall before the pawn shop opened.Baochai looked carefully at the tall counter and the structure inside the counter, looked at the containers that were as high as the roof, and fiddled with the accounting room's abacus.

The pawnshop had already received news that the wife and the eldest girl were coming today, and a woman had led Mrs. Xue and Baochai into the storeroom. An old man in his 50s was waiting for them in the storeroom. Mrs. Xue Wang saluted and said, "I haven't seen my wife for a long time. How is your wife today?"

Xue Wang hurriedly said: "Don't be too polite, old man. Thanks to you, we are all fine. Look at how fast the time flies? When I first entered the door, you were always in good spirits, and now your temples are already graying." Woolen cloth."

The old man also smiled and said: "Isn't that right, you have both sons and daughters, and my grandson has also gone to school."

The old man looked at Baochai, who immediately gave him a junior salute and imitated Xue Wang's tone and called out sweetly: "Hello, old man."

"Hey~ okay, our eldest girl is really polite."

After exchanging a few pleasantries, the old man took out a bunch of keys, opened a heavy door, and said to Mrs. Xue and Baochai, "Madam, young lady, please come in."

"Wow-"

It was the first time for Baochai to come to this kind of place, such a large warehouse seems to be even worse than his own treasury.Their Xue family is considered a rich family, and she often goes to the treasury. It stands to reason that she has seen the world to some extent, but the reason why Baochai is so surprised today is because the warehouse of the pawn shop is more expensive than her own treasury. It's much more lively.

Just close your eyes and go, everything you can think of in the world, as long as it is not living things or filth, is almost included in this warehouse.

Gold and silver jewellery, curios, ancient books and picture scrolls, clothes and satins, all kinds of weapons, all kinds of medicines, even household items, etc., etc., are simply a flea market with extremely uncertain standards.It is dazzling and dizzying.What to pick here?How to choose from so many things?
(End of this chapter)